Barbara Ginty

Medicare Advantage is where you have a private company that goes in and puts all of your pieces together for you and you just pay them. Right. And so that oftentimes comes in a lot cheaper and it's seamless because it's one right versus the various pieces that you have with. traditional Medicare, and then you would get that gap coverage.

Medicare Advantage is where you have a private company that goes in and puts all of your pieces together for you and you just pay them. Right. And so that oftentimes comes in a lot cheaper and it's seamless because it's one right versus the various pieces that you have with. traditional Medicare, and then you would get that gap coverage.

Medicare Advantage is where you have a private company that goes in and puts all of your pieces together for you and you just pay them. Right. And so that oftentimes comes in a lot cheaper and it's seamless because it's one right versus the various pieces that you have with. traditional Medicare, and then you would get that gap coverage.

The thing I like to warn people about in retirement is the Medicare Advantage will come in cheaper initially. But as we all know, as you get older and your later years of retirement, most people need more medical care at that stage. And so the Medicare Advantage might be cheaper in the beginning, but oftentimes isn't cheaper later on when you need more medical care.

The thing I like to warn people about in retirement is the Medicare Advantage will come in cheaper initially. But as we all know, as you get older and your later years of retirement, most people need more medical care at that stage. And so the Medicare Advantage might be cheaper in the beginning, but oftentimes isn't cheaper later on when you need more medical care.

The thing I like to warn people about in retirement is the Medicare Advantage will come in cheaper initially. But as we all know, as you get older and your later years of retirement, most people need more medical care at that stage. And so the Medicare Advantage might be cheaper in the beginning, but oftentimes isn't cheaper later on when you need more medical care.

Additionally, depending on your retirement goals, you might want to travel in retirement. And those plans tend to be very local specific. And so you could be out of network on vacation versus if you're doing Medicare, the traditional, which can come in a bit higher. You're not going to be out of network when you're traveling because it's a federally run program. So it doesn't matter where you are.

Additionally, depending on your retirement goals, you might want to travel in retirement. And those plans tend to be very local specific. And so you could be out of network on vacation versus if you're doing Medicare, the traditional, which can come in a bit higher. You're not going to be out of network when you're traveling because it's a federally run program. So it doesn't matter where you are.

Additionally, depending on your retirement goals, you might want to travel in retirement. And those plans tend to be very local specific. And so you could be out of network on vacation versus if you're doing Medicare, the traditional, which can come in a bit higher. You're not going to be out of network when you're traveling because it's a federally run program. So it doesn't matter where you are.

So that's one thing also to take into consideration.

So that's one thing also to take into consideration.

So that's one thing also to take into consideration.

This is domestic only. So for instance, if you took a Medicare Advantage plan and we'll just use the state I'm in, Kay, but I'm in Utah and I did a Medicare Advantage. And so I'm in network in Utah, but then I go to New York to visit my sister and I have, we'll just say I have a stroke and I need to go to the hospital.

This is domestic only. So for instance, if you took a Medicare Advantage plan and we'll just use the state I'm in, Kay, but I'm in Utah and I did a Medicare Advantage. And so I'm in network in Utah, but then I go to New York to visit my sister and I have, we'll just say I have a stroke and I need to go to the hospital.

This is domestic only. So for instance, if you took a Medicare Advantage plan and we'll just use the state I'm in, Kay, but I'm in Utah and I did a Medicare Advantage. And so I'm in network in Utah, but then I go to New York to visit my sister and I have, we'll just say I have a stroke and I need to go to the hospital.

Well, that hospital most likely will be out of network because I'm no longer in Utah. But if you are on Medicare, Medicare is a federal program. So it doesn't matter what state I'm in.

Well, that hospital most likely will be out of network because I'm no longer in Utah. But if you are on Medicare, Medicare is a federal program. So it doesn't matter what state I'm in.

Well, that hospital most likely will be out of network because I'm no longer in Utah. But if you are on Medicare, Medicare is a federal program. So it doesn't matter what state I'm in.

Correct. Nope, neither would port abroad. And that's why it's important. And oftentimes, and these are other expenses that come up in retirement. But if you're planning on traveling a lot abroad, a lot of my clients travel very frequently. It is important to get your own travel insurance. And oftentimes, they have good medical coverage.

Correct. Nope, neither would port abroad. And that's why it's important. And oftentimes, and these are other expenses that come up in retirement. But if you're planning on traveling a lot abroad, a lot of my clients travel very frequently. It is important to get your own travel insurance. And oftentimes, they have good medical coverage.