Barbara McQuade

And so it may be that Adam Schiff did think of both of these places as his primary residence.

Right.

You have to show not only that they knowingly made this statement.

Right.

So I didn't check the box in error as I was filling out this form.

And if you've ever, you know, closed on a mortgage, you know that they put a big stack of papers in front of you and say sign here.

I don't even know that it was Schiff himself who checked the box or some lawyer or real estate agent.

He just signed all the documents at the bottom.

You have to show that they knew that they were making this false statement, but also that they did it willfully, which means they knew it was illegal at the time they signed it.

That's a pretty high standard to prove.

The way you usually prove it is conflicting statements, the fact that perhaps they told somebody that I got a loan that I otherwise would not have qualified for, that they first got rejected and they came back and they made changes.

There are a number of ways to do it.

You

She's another person, governor of the Board of the Federal Reserve, who has been accused of mortgage fraud.

This is another one of these things.

No, the referral didn't come from predication through a bank.

It came from Bill Pulte, who is the head of the FHFA, who revealed these red flags, I suppose.

But it's been determined that on other documents, she indicated that the Atlanta property would be a vacation home.

And so you have to look at the whole context, the totality of the circumstances.

You can't pluck out one red flag and say, therefore, she's guilty of a crime.