Barry Baines

And then all of a sudden, the health insurance they have doesn't, you know, agree with this or that. And that's another hole. Yeah.

And then all of a sudden, the health insurance they have doesn't, you know, agree with this or that. And that's another hole. Yeah.

Barry's raising his hand. Go ahead. Go ahead. Just a point of clarification, okay? Yeah, yeah. When you use the term broker, I think you need to clarify that we're talking about an insurance or a health insurance broker. Okay, right. Okay? Because when some people hear the term broker... they may think of something like a stockbroker.

Barry's raising his hand. Go ahead. Go ahead. Just a point of clarification, okay? Yeah, yeah. When you use the term broker, I think you need to clarify that we're talking about an insurance or a health insurance broker. Okay, right. Okay? Because when some people hear the term broker... they may think of something like a stockbroker.

So I just wanted to make sure that everybody understands what we're talking about. A health plan clarifier. A lot of people don't have access to or talk to them. So it was just a clarification.

So I just wanted to make sure that everybody understands what we're talking about. A health plan clarifier. A lot of people don't have access to or talk to them. So it was just a clarification.

I'm only joking.

I'm only joking.

Yeah, well, you know, I'm going to talk about this, that there are advantages and disadvantages to the kind of systems you have. When we, if you think of Medicare... in this country, that is a single payer system, okay?

Yeah, well, you know, I'm going to talk about this, that there are advantages and disadvantages to the kind of systems you have. When we, if you think of Medicare... in this country, that is a single payer system, okay?

It's a model where the government provides health insurance for every person who's 65 or, I mean, there's, but in general, for everyone, once you hit 65, and it consists of both hospital coverage and outpatient coverage, okay?

It's a model where the government provides health insurance for every person who's 65 or, I mean, there's, but in general, for everyone, once you hit 65, and it consists of both hospital coverage and outpatient coverage, okay?

and everyone who's 65 or older gets that okay automatically um but that still covers a limited number of benefits now the good thing is that any doctor who's uh you know in the network of accepting medicare patients you can go wherever you want with your straight medicare Okay. So the big advantage is that everybody is covered. Okay. For, you know, certainly something.

and everyone who's 65 or older gets that okay automatically um but that still covers a limited number of benefits now the good thing is that any doctor who's uh you know in the network of accepting medicare patients you can go wherever you want with your straight medicare Okay. So the big advantage is that everybody is covered. Okay. For, you know, certainly something.

So that's good with single payer. When you look at other countries and most of the, you know, more advanced countries all have at least a single payer in the sense that everybody, everyone who lives in that country has health insurance. We don't have that in this country. Okay. And that's, you know, this is a personal thing. I don't like that, that everyone doesn't have it.

So that's good with single payer. When you look at other countries and most of the, you know, more advanced countries all have at least a single payer in the sense that everybody, everyone who lives in that country has health insurance. We don't have that in this country. Okay. And that's, you know, this is a personal thing. I don't like that, that everyone doesn't have it.

But the flip side is with single payer coverage, that's just for the insurance part. And then you also have you know, issues of access. And with single payer, oftentimes, as in just one example, if you lived in Canada and their national health insurance coverage that they, that they have, everybody is covered, but for elective surgeries. So for example, um, let's say a knee replacement. Okay.

But the flip side is with single payer coverage, that's just for the insurance part. And then you also have you know, issues of access. And with single payer, oftentimes, as in just one example, if you lived in Canada and their national health insurance coverage that they, that they have, everybody is covered, but for elective surgeries. So for example, um, let's say a knee replacement. Okay.

Or a hip replacement. Those typically are not emergency surgeries. Okay. Even though if you're the person whose hip is really hurting you or your knee is hurting you and they say, yeah, you need a knee replacement. waiting times oftentimes are very long.

Or a hip replacement. Those typically are not emergency surgeries. Okay. Even though if you're the person whose hip is really hurting you or your knee is hurting you and they say, yeah, you need a knee replacement. waiting times oftentimes are very long.