Ben Carlson

It's not just traveling.

It's when am I gonna do this?

Who are the people I'm gonna spend time with?

Do I wanna keep working longer?

All these different things.

And I think people have to figure out and obviously have to understand the fact that your goals and desires can and will change over time.

So I think you have to understand yourself and what the money emotions mean to you.

Because obviously it means different things to different people.

Some people can be perfectly content with a much lower income.

So a lot of it is like looking yourself in the mirror and thinking like, what are the things that really matter to me?

I'm middle class.

Exactly.

Week from today, yep.

Thanks for having us.

Thank you.

They've been beat over the head for so many years and decades of people telling them, and people like you at The Motley Fool, and there's people like me in a blog, hey, when stocks go down, you don't run out of the store because they're on sale, you rush in to buy.

And it seems like people have actually learned.

And so I make the case all the time that I think investor behavior has actually gotten better over time.

Yeah.

And I highlight the work of Hendrik Bessenbinder in here.