Ben Keyes

And then on top of that, there's a challenge with rising insurance costs and property taxes. And so you need to take a view on, can I afford the property insurance? flood insurance, wind insurance, other supplemental insurance policies in a few years when those may be more expensive than they are today. So I think it takes a more careful budgeting approach than we've seen in the past.

And in many of those cases, my sense is that that's going to come out on the rental side of the ledger rather than owning given our current affordability crisis.

And in many of those cases, my sense is that that's going to come out on the rental side of the ledger rather than owning given our current affordability crisis.

And in many of those cases, my sense is that that's going to come out on the rental side of the ledger rather than owning given our current affordability crisis.

Well, thanks so much for having me.

Well, thanks so much for having me.

Well, thanks so much for having me.