Benjamin Felix

That's why we did it this way.

I think that's always reassuring.

But the idea of doing a specific event is a pretty cool idea.

You built this wild model that we've been talking about.

What are the main theoretical results from the model?

So it's really thinking about how, if you're making a recommendation that's designed for whatever estate planning, it's really thinking through, okay, how does that interact with the retirement goal?

How does that interact with cashflow?

How does it interact with other investments, risk management, tax, all those pieces together and how they affect each other.

And then that is informed by what the client says they care about among those different financial planning areas.

And you've basically shown with your model that there can be pretty significant value gain or loss.

by thinking about those things together properly.

Very cool.

Can you walk us through an example of the sort of pitfalls or cost or whatever, however you want to frame it, when expert domain specific advice is delivered in silos?

So if you have like the investment expert and the tax expert working separately as opposed to integrated?

What do you think the theory suggests about the role of human financial planners?

All right.

A last question for you, Mike.

How do you define success in your life?

That's a great answer.

Awesome.