Betsy (Caller)

They do alternative lending to people that don't go through traditional banks, and that's a guaranteed 8% a year.

So that $100,000 has turned into $108,000.

I put $45,000 into Vanguard last year when I first found you guys, and it's down to $38,000.

Um, of course I'm not selling it, but, um, that hurts.

It's basically a wash on what I made from the other investment.

Um, I have, I, my IRAs are about 17,000 and my cash is about eight, about 19,000.

So somewhere between, I don't, I don't know the add up of that, but.

I go through my expenses in my budget every month and I say, okay, $600 a month divided by our hundred, let's see, $18,000 divided by $600 a month.

Oh good.

I can live 24 more months on that before I have to tap into my investments.

But am I, am I just, um, living a pipe dream?

Am I going to be a, if I can really stick to a budget, are you not collecting social security?

Oh, that I don't even include that because that actually paid by rent.

It's a wash.

I get $1,000, I pay $1,000.

So basically I spend $600 out of my savings a month, six to seven out of savings.

Yes.

I put $45,000 in.

I put $15,000 in the, what's the one that you have a minimum of $15,000, like the Shiller or the, I forgot some word for it, is in that, and $30,000.

No, I have almost $200,000.