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Bianca (Caller)

πŸ‘€ Speaker
76 total appearances
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Voice samples: 2
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Appearances Over Time

Podcast Appearances

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

So the home that's our rental, he had that previously before he met me.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

Basically, he took over it from his grandfather that was going to go into foreclosure.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

So that's how he has that home.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

I would personally want to sell that home and use the equity in that to pay off our debt and he's more thinking he wants to keep that other house and just be really intentional and work more hours and pay it off just like gazelle intent.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

So I kind of wanted to give you that advice.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

Yes.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

Well, it's one of your favorite words, $100,000 on HELOC.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

which was a bad idea.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

We have 80K in student loans and about 20 on solar.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

No car payments, no.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

When we purchased the home, we basically purchased this home that we're in now.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

My daughter has special needs, and we needed to get her into a better school district, and we basically bought the ugliest house on the nicest street, if that makes sense.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

So it needed like a full, there was like cracks everywhere in the concrete.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

We had to do a lot of upgrades to it to just get it livable.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

Yes.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

So the one we live in.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

Yeah, it's $600,000.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

I just looked at Zillow today.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

It's worth $975,000.

The Ramsey Show
Controlling Compulsive Spending While Struggling With ADHD (Hour 1)

$350,000.