Bill Perkins

You know, it's kind of like when you write a formula and it's not like I came up with this formula, this life cycle hypothesis thing, which is basically the book, this counterfactual regret minimization algorithm, and I'm solving for net fulfillment. It's not as if these ideas weren't out there. Like I always say, like anybody could have just thought about it and wrote this book.

It's how I present it so that it hits the widest audience and so that it hits them viscerally so they actually apply it. And so I think about it deeper and deeper layers of it. And sometimes I go deep into the subcategory because I use these variables, wealth, health, and time. What's the maximum level of health I should be? There's tons of health books out there.

It's how I present it so that it hits the widest audience and so that it hits them viscerally so they actually apply it. And so I think about it deeper and deeper layers of it. And sometimes I go deep into the subcategory because I use these variables, wealth, health, and time. What's the maximum level of health I should be? There's tons of health books out there.

I'm not writing a health book, but I'm like, how can I optimize this? How are these two interplay? The time and health. How much time do I really want to spend on a Peloton? How much time do I really want to like regimented eating all the time and being a pain in the ass? How many chocolate chip cookies do I want to eat before I die and just suffer? I have to think about that.

I'm not writing a health book, but I'm like, how can I optimize this? How are these two interplay? The time and health. How much time do I really want to spend on a Peloton? How much time do I really want to like regimented eating all the time and being a pain in the ass? How many chocolate chip cookies do I want to eat before I die and just suffer? I have to think about that.

If dying one year early means living one more year, but I don't get any chocolate chip cookies, I'll take the chocolate chip cookies. I want a fulfilling life. Thinking deeply about these things. That's kind of a cartoon version of it, but I hear other people think about it. I wrote the basic macro formula, but it's very fulfilling to see other people. They've set up spreadsheets.

If dying one year early means living one more year, but I don't get any chocolate chip cookies, I'll take the chocolate chip cookies. I want a fulfilling life. Thinking deeply about these things. That's kind of a cartoon version of it, but I hear other people think about it. I wrote the basic macro formula, but it's very fulfilling to see other people. They've set up spreadsheets.

This is the optimal way you would die with zero. They've done it better than me, these financial planners. built these spreadsheets and your returns and these are the things you like to do, et cetera. This is great. They've taken the ball and run with it. And I've taken the ball a little bit and run with it a little bit myself.

This is the optimal way you would die with zero. They've done it better than me, these financial planners. built these spreadsheets and your returns and these are the things you like to do, et cetera. This is great. They've taken the ball and run with it. And I've taken the ball a little bit and run with it a little bit myself.

And the way I'm applying it mainly is more socially, more of these things like at my wedding, I said to somebody, I said, probably no one in this room will see each other more than 50 times. And most of us will probably only see us 20 times in the times of our lives.

And the way I'm applying it mainly is more socially, more of these things like at my wedding, I said to somebody, I said, probably no one in this room will see each other more than 50 times. And most of us will probably only see us 20 times in the times of our lives.

117.

117.

117. And so that's kind of hit people. They're like, yeah, you're kind of right. I put the over under at the max at like 50 for any pair that's not married. And probably 20. That made me think, I don't want 20. I'm going to throw parties. I've taken throwing parties and social things very seriously because I thought about what fulfills me.

117. And so that's kind of hit people. They're like, yeah, you're kind of right. I put the over under at the max at like 50 for any pair that's not married. And probably 20. That made me think, I don't want 20. I'm going to throw parties. I've taken throwing parties and social things very seriously because I thought about what fulfills me.

So the last party I had, which you were invited, but you didn't come.

So the last party I had, which you were invited, but you didn't come.

You were throwing a party that night at F1. I went all out. This is what I'm going to work for, to have these types of experiences. There's other things, right? But this is in the category, in the top of the category. Socializing, seeing my friends happy, having a good time. et cetera. Travel is a big one. Charity is another big one. My kids' money is their money. It's not my money.

You were throwing a party that night at F1. I went all out. This is what I'm going to work for, to have these types of experiences. There's other things, right? But this is in the category, in the top of the category. Socializing, seeing my friends happy, having a good time. et cetera. Travel is a big one. Charity is another big one. My kids' money is their money. It's not my money.

It's in a trust that's already taken care of. They'll get their money turned over when somewhere between 25, 26, and 33, because that's the optimal time for them when they're mentally mature and at physical maturity, not in decline.