Bogdan Botezatu

And they are feeling so lonely that they will be willing to spend all the day talking to a stranger who inadvertently sent a message because they misspelled a phone number.

We have cybercriminals that prey on the natural greed that people feel, like, get rich quick.

Now, would you like to multiply your money 10 times?

Again, they're not trying to demonstrate an economic impossibility.

They will try to push that button that says, hey, I need more money because that's the human nature.

So probably most of the scams that we face on a daily basis are psychology and technology just widens the net, makes cybercriminals more effective, makes them capable of targeting people in a different geographic region, speaking a different language.

A couple of days ago, I got texted by a

scammer on an instant messaging platform and they wrote the message in romania and i do what i usually do uh answering finish right finish is a very niche language there's like what four million people speaking an almost impossible language that it's very difficult to understand and that's you know that's my tuning test if you're able to reply me in finish

Ila bot, right?

Guess what they did?

They removed the first message and replied in Finnish.

And they carried the conversation for a couple of messages.

Sometimes they would divert back to Romanian, delete the message, and then replace it with the Finnish translation.

And they would do that in almost real time.

So what I'm trying to say here is that

Technology is an enabler for them.

They are using the same psychological patterns that I talked about, but now they're able to cast a wider net because they have APIs to mass mail, mass communicate with people.

They have real-time translation to help them address markets that were impossible for them.

And they have...

huge opportunities on the payment scale because credit cards are universal.