Braden Dennis

They're companies that they'd be happy to own if they couldn't touch them for 10 years, maybe supplement that with an index fund or something like that.

And oftentimes simpler is better, right?

The KISS method, the keep it simple, stupid.

Yeah, and things can change quickly, right?

Let's just go back to 2021, 2022.

You could do no wrong owning real estate back then.

Yeah.

And now look at it today in a lot of regions in Canada, not every single region, but especially Ontario and BC, if you bought real estate during those peak time in 2021, 2022, a lot of people are in tough spot right now because they paid at the peak, they took on a lot of debt, and now they're looking at...

almost no equity in their homes, sometimes being forced to sell.

So I'm not comparing that specifically with stocks.

I'm just saying that you have to be careful.

Something that might look good in the moment or in the recent past might not be great longer term.

So I think just important to keep in mind.

Let's start off with the CPP annual report here.

So CPP always makes the rounds on Twitter.

I'm not sure if you've noticed that.

Oh, yes.

People get very passionate about criticizing CPP.

And I had a tweet or a post that ended up getting a decent amount of traction.

I mean, I wasn't defending CPP or anything, but I think some people were just...