Brandon

what i do pretty much every week is any extra cash and all of my companies get swept out put into my holdco and then my holdco automatically invest it in the portfolio i've already decided so i either do high risk stuff in private equity or i do low risk stuff and index funds in the public markets but i don't want to think about it i want to set it and forget it which brings us a tiny habit number six avoid bad debt bad debt is high interest debt this is consumer debt hard money lending

remember when i was starting off i had to buy some furniture and i thought i'd be like the cool guy and go get an apartment and finance a bunch of furniture because they said it would cost me nothing no interest payments for three years until it did and that interest payment plus the fact that it took me a few more years to pay it off cost me more than double of just buying the furniture out right at the beginning and did i need that at 20 years old no

remember when i was starting off i had to buy some furniture and i thought i'd be like the cool guy and go get an apartment and finance a bunch of furniture because they said it would cost me nothing no interest payments for three years until it did and that interest payment plus the fact that it took me a few more years to pay it off cost me more than double of just buying the furniture out right at the beginning and did i need that at 20 years old no

remember when i was starting off i had to buy some furniture and i thought i'd be like the cool guy and go get an apartment and finance a bunch of furniture because they said it would cost me nothing no interest payments for three years until it did and that interest payment plus the fact that it took me a few more years to pay it off cost me more than double of just buying the furniture out right at the beginning and did i need that at 20 years old no

I was being silly. Lenders have an incentive to take advantage of you. It's why most credit card companies try to get you some kind of credit early on. I'm talking college campuses. It's wild. You should only take on debt for things that can make you money. Think real estate. Think business investments.

I was being silly. Lenders have an incentive to take advantage of you. It's why most credit card companies try to get you some kind of credit early on. I'm talking college campuses. It's wild. You should only take on debt for things that can make you money. Think real estate. Think business investments.

I was being silly. Lenders have an incentive to take advantage of you. It's why most credit card companies try to get you some kind of credit early on. I'm talking college campuses. It's wild. You should only take on debt for things that can make you money. Think real estate. Think business investments.

Think investing in yourself where you can get an ROI by investing in the SME 500, not the SMP 500. It's all about short-term leverage. Don't make other people rich off of borrowing money from them. Which brings us to tiny habit number seven, exhaust the body, tame the mind. At 11 years old, I got diagnosed with ADHD and it messed me up.

Think investing in yourself where you can get an ROI by investing in the SME 500, not the SMP 500. It's all about short-term leverage. Don't make other people rich off of borrowing money from them. Which brings us to tiny habit number seven, exhaust the body, tame the mind. At 11 years old, I got diagnosed with ADHD and it messed me up.

Think investing in yourself where you can get an ROI by investing in the SME 500, not the SMP 500. It's all about short-term leverage. Don't make other people rich off of borrowing money from them. Which brings us to tiny habit number seven, exhaust the body, tame the mind. At 11 years old, I got diagnosed with ADHD and it messed me up.

I was taking Ritalin and Adderall and all these pills to try to make me normal, but I never felt normal when I was taking those pills. I actually liked who I am. What I had to do was figure out how to be me without the medication. A big part of that is going to the gym. That's why I say every day I go to the gym to work on my mind. Yes, it has a physical value to doing that.

I was taking Ritalin and Adderall and all these pills to try to make me normal, but I never felt normal when I was taking those pills. I actually liked who I am. What I had to do was figure out how to be me without the medication. A big part of that is going to the gym. That's why I say every day I go to the gym to work on my mind. Yes, it has a physical value to doing that.

I was taking Ritalin and Adderall and all these pills to try to make me normal, but I never felt normal when I was taking those pills. I actually liked who I am. What I had to do was figure out how to be me without the medication. A big part of that is going to the gym. That's why I say every day I go to the gym to work on my mind. Yes, it has a physical value to doing that.

But if I don't go, I can't think, I can't focus, I can't get things done in my day. Which brings us to tiny habit number eight. Use your feed on social media to feed your mind. The other day, my son's friend came over after school and he was asking me how I deal with being distracted from things like girls and TikTok.

But if I don't go, I can't think, I can't focus, I can't get things done in my day. Which brings us to tiny habit number eight. Use your feed on social media to feed your mind. The other day, my son's friend came over after school and he was asking me how I deal with being distracted from things like girls and TikTok.

But if I don't go, I can't think, I can't focus, I can't get things done in my day. Which brings us to tiny habit number eight. Use your feed on social media to feed your mind. The other day, my son's friend came over after school and he was asking me how I deal with being distracted from things like girls and TikTok.

And I was laughing because I said, I actually scroll TikTok two hours almost every day. The difference is what's on my feed. I like to use my social media to teach myself things, to micro learn, to use it almost like a social university. So what I do is I'll search for topics I want to learn about and then go look at those videos and leave comments on the videos that are good.

And I was laughing because I said, I actually scroll TikTok two hours almost every day. The difference is what's on my feed. I like to use my social media to teach myself things, to micro learn, to use it almost like a social university. So what I do is I'll search for topics I want to learn about and then go look at those videos and leave comments on the videos that are good.

And I was laughing because I said, I actually scroll TikTok two hours almost every day. The difference is what's on my feed. I like to use my social media to teach myself things, to micro learn, to use it almost like a social university. So what I do is I'll search for topics I want to learn about and then go look at those videos and leave comments on the videos that are good.

And then adjust my feed. That's how I use my feed to feed my mind. Which brings us to tiny habit number nine, read 10 pages a day. The other day I was at the gym and some kid asked me, what's the number one habit millionaires have? And the truth is out of all of them I had to pick from, it's gotta be reading.