Brenda
Appearances
48 Hours
A Day Care Worker Convicted of Murder
But you did stop working the very next day? I did. I was just kind of tired of being there. I don't recall a bump, and I don't recall ever bumping him. So do you say it didn't happen, or you don't remember it happening?
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
I do have a question. I'm 55 and I'm still ranting. I raised my four grandkids. I have for the past 21 years. And I just feel like I'm just too old to get out of debt.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
Well, I guess I just feel like I'm just, you know, I think about paying, you know, until I start listening to you guys, I think about paying a house. And, you know, usually it takes 30 years and No, it doesn't. No, and listening to you, I've learned a lot, I feel like.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
I do. How much? I do. I guess about, well, okay, so I did something stupid. You even have a, what is it? YouTube or whatever video of it that my son showed me or my grandson that it says you pay $800 a month for a car. But anyway, that's me. Oh, your car payment.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
The same car sells straight down the street for $20,000. Gotcha.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
I make $43,000 a year. Okay. All right.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
I have rent, $2,100 a month. Okay.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
Credit cards? Just a few credit cards.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
Well, no, the only thing I have through my employee is a 401K, and you can't get that out unless you're dead.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
I do, and I tried to go through them, and they asked me to pay on it another six months to a year because I was so upside down in it.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
Okay. I'm working now, and I work at DoorDash on the weekends and sometimes at night.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
Um... My husband and I are, well, my parents are moving from their home in Florida. They're going to be selling their home there and moving to where we live, which is in Las Vegas. And that is a big difference economically. It's a much more expensive city to live in than where they are rurally.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
Talking with my parents, they just want to make a wise decision on what they need to do with moving here. So we've been talking through, would it be better for them to rent a house at their age, they're 80 and 78? Would it be better for them to purchase a home in this economy?
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
And my husband and I have also talked about the possibility of us purchasing a home and then just renting it to my parents.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
But we want to make a wise choice, and so I thought I would just call you and see what you think.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
Probably a good half a million dollars.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
They can. But I don't think it's not whether they can afford it or not. They know they can afford it. I think they just want to make sure that long-term at their age, would that be still a good choice?
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
No. There's a 55-plus community near us. Yeah, exactly.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
Right. No, it would be a good property. So buying, purchasing.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
It's a very rural community in the Panhandle near Panama City.