Brett (Caller)

Now, I live in the Bay Area and it's extremely expensive to purchase a home out here.

So we're trying to figure out.

If we should be putting all of our ducks in one basket to put, you know, everything towards this home or as we're doing now, we're putting some money aside for 401k, for mutual funds and other means of investments.

So I'm trying to figure out, should we be splitting it like we're doing now or should we be trying to put a lot more heavy load onto the house side?

Right, right.

Right now we clear about $200K after tax.

Yeah, you know, I own a business here, so it would be really hard to move.

I would love to get out of this area, honestly, but it just really depends.

It's kind of a custom, unique business, so it would be hard to move it somewhere else.

Okay.

Well, the goal would be at least 50% down, which is somewhere here is five to 600K.

You know, currently we have a 60K emergency fund, which I want to hold there.

Whoa, that feels high.

And we have about, you know, 400, 500K in investments.

So, you know, we could kind of tap into that stuff, but I don't really want to come my legs off there.

So if we didn't tap into any of that stuff... Is that non-retirement investments?

all non-retirement.

You're going to hate this.

Most of it's in crypto actually.

Wow.