Brian Armstrong

There's kind of the younger generation who are growing up

And they want to be able to deposit their paycheck, trade crypto, but they also want to trade stocks.

They want to trade prediction markets.

They want to trade commodities.

They want to send money instantly anywhere in the world and maybe get a loan.

And they can just get access to better financial services through an app like Coinbase.

And so that's what we're trying to build.

We call it the everything exchange where it's like literally every asset class tradable on one platform.

So it's just, this is a way to update financial services and that's very much a US phenomenon as well.

I think everyone is at this point.

I mean, at least they're trying, right?

And so that's all we ask.

I mean, we want to stay on the forefront of these tools.

You know, we do have about 50% of our code being written by AI now, but of course with human review and strong security controls.

And then it's answering about 60% of our customer support tickets, I believe.

We're using it to automate some back office functions like compliance.

But I actually think maybe the most interesting thing, because AI and crypto, I think, are the two most important technology trends happening in the world right now.

And a lot of people don't realize they're actually quite complimentary, because AI agents increasingly need to go get work done in the world, which includes making payments.

And in the traditional financial system, to get a credit card or bank account or something, all the rules and regs are built around identifying a human being who is linked to that underlying account or card.

And in this new world, AI agents need their own wallets to go and make payments.