Brian Orlando

It's kind of one of those things when...

you first start off learning about this personal finance space and there's so much out there and it feel, and there's people online too, that tell you like you need to complicate it.

You know, a simple investing in index funds is dead and all this stuff.

And guess what?

I have a course to sell you that can help solve all these problems on investing.

And I'm like, investing really can be quite simple.

I know that's frustrating to hear by some people, but it's

kind of one of those like Jedi tricks where it's like the more you know the more you kind of go back to simplicity because just adding complexity over time of just like all these different accounts I find the more people make almost it's like there's more different things trying to steal everyone's money of like everything's a drag on people's you know funds and white life insurance and different products and

People trying to get people involved in all these leverage schemes too of leveraging up.

Even in like a very advanced optimizing situation, you're talking about like 0.2, 0.5% extra returns using account optimization.

And it's like, that's great.

If you have, you know, millions of dollars, I can start to add up, but really if you're under two 50 K just keeping it so, so simple.

Using any of the shelters, honestly, is a great idea.

Totally.

I think what you just hit on paying yourself first is literally one of the best ideas.

Everything's foundational.

I'd say a lot of this stuff I even hit on with like investing and optimizing and all these things and just education in general about all this area of personal finance and wealth building and keeping more of your money.

It goes back to having the skills first, having a good job, actually investing in yourself.

And then every paycheck,

Just taking a chunk off of that, automating it, putting it into one of these tax shelters.