Brian Thomas

Welcome to the Digital Executive.

Today's guest is Mike Liberty.

Mike Liberty is the co-founder and chief risk officer at Signified, where he oversees risk operations and strategy and data science.

In 2011, he co-founded Signified with CEO Raj Ramanand.

The co-founders were inspired by the belief that online merchants were at an unfair advantage when it came to the requirement that they accept liability for credit card fraud.

That's not the case for in-person payments at brick and mortar stores.

Before Signified, Mike Liberty was the manager of New Ventures Risk at PayPal, where he led all fraud and risk management initiatives for digital goods.

Prior to joining PayPal, Liberty worked at GWC Warranty, where he was the director of business development and then chief operating officer.

Before that, he was an associate at Civic Partners and an analyst at J.P.

Morgan.

In all, he has spent more than 20 years in the finance and risk fields.

Well, good afternoon, Mike.

Welcome to the show.

Great to be here.

Awesome.

Thank you, Mike.

I appreciate it.

I know you're hailing out of the East Coast up in the New Hampshire area.

I'm in Kansas City, and I know sometimes it's hard to traverse Kansas.

calendars, time zones, et cetera, PR, all that.