Bronwyn Bruce

So the same-sex parent is the most influential.

So if young girls are looking to their mothers and seeing them doing this day-to-day budgeting, how do they then go ahead later and do a big picture, you know, for themselves?

Yeah.

So that's one thing.

As you mentioned about school, hilariously, or maybe not hilariously, no one learned about money at school.

No, no.

Like absolutely no one can remember and learn anything about money at school.

I mean, they did math classes and maybe the odd one did a commerce class, but they don't remember.

And if they did have some lesson, they don't remember any of it.

So...

Yeah, I'm constantly using that one.

Pythagoras, you know.

Thank God I learned that.

I mean, it doesn't mean that because you didn't learn that at school that you can't then go on to be financially capable later in life.

And that's sort of what I'm trying to find out, you know, because this entire group of women didn't learn these money lessons in school.

But then a lot of them are actually pretty financially capable.

Where has that come from?

Yeah.

So my sort of theory at this point is that it's coming from these sources of self-efficacy.

So it's not just parents that provide efficacy.