Brooke and Jeffrey (Brooke and Jeffrey in the Morning hosts)

Yeah.

To keep this secret for so many years, he's like a seasoned pro.

New year, new goals, and in this economy, a better money plan is more necessary than ever.

I am Matt.

And I'm Joel.

We are from the How to Money podcast, and every week we help you to spend smarter, save more, and make sense of what's going on out there.

If you want 2026 to be the year you finally feel in control of your money, we're here to give you the tools and advice to help you make it happen.

Listen to How to Money on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

When a woman gives you an ultimatum to permanently cut ties with your friends after one date, that means she really cares about you.

Oh, that's nice, Jeffrey.

You don't see it as any sort of red flag.

No, she wants the absolute best for you.

It's just like I remember my mom used to tell me my friends were a bad influence.

And you know what?

She was right.

Oh, she was.

Look where my life ended up.

Should have listened to her.

And look at the healthy relationship you have with your mother.

Nice.