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Bryce

👤 Speaker
1653 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So my wife and I, we graduated college. We both borrowed about $100,000 in student loans. And now each of us, like just over the course – of it, we've got about $200,000 each in debt. So we've got about doubled interest and just trying to, you know, see about, you know, like refinancing, just what options, you know, like just some guidance.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So my wife and I, we graduated college. We both borrowed about $100,000 in student loans. And now each of us, like just over the course – of it, we've got about $200,000 each in debt. So we've got about doubled interest and just trying to, you know, see about, you know, like refinancing, just what options, you know, like just some guidance.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So my wife and I, we graduated college. We both borrowed about $100,000 in student loans. And now each of us, like just over the course – of it, we've got about $200,000 each in debt. So we've got about doubled interest and just trying to, you know, see about, you know, like refinancing, just what options, you know, like just some guidance.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

Yeah, yeah. So it's, yep, that sounds right.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

Yeah, yeah. So it's, yep, that sounds right.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

Yeah, yeah. So it's, yep, that sounds right.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So we got our associates, which took like, you know, like two years, and then finished a bachelor's, which like was two and a half, closer to like three years, just like how the semesters worked out.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So we got our associates, which took like, you know, like two years, and then finished a bachelor's, which like was two and a half, closer to like three years, just like how the semesters worked out.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

So we got our associates, which took like, you know, like two years, and then finished a bachelor's, which like was two and a half, closer to like three years, just like how the semesters worked out.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

yep so over the course so i don't know exact like specifics of my wife's but um like myself and it seems like a bunch of people that i i know um they're in the same like yeah you know it's because your interest your payment isn't covering the interest and so your your loan is not moving you're you're paying payments but your loan is not moving the total right so i so my minimum my minimum payment is 2800 and something

The Ramsey Show
There’s Always a Way out of a Financial Spiral

yep so over the course so i don't know exact like specifics of my wife's but um like myself and it seems like a bunch of people that i i know um they're in the same like yeah you know it's because your interest your payment isn't covering the interest and so your your loan is not moving you're you're paying payments but your loan is not moving the total right so i so my minimum my minimum payment is 2800 and something

The Ramsey Show
There’s Always a Way out of a Financial Spiral

yep so over the course so i don't know exact like specifics of my wife's but um like myself and it seems like a bunch of people that i i know um they're in the same like yeah you know it's because your interest your payment isn't covering the interest and so your your loan is not moving you're you're paying payments but your loan is not moving the total right so i so my minimum my minimum payment is 2800 and something

The Ramsey Show
There’s Always a Way out of a Financial Spiral

and um that's only i like did the math and i'm only pay it's only 500 only 500 of that is going towards the principal yeah exactly okay 300 is is is going to interest tell me about your yeah listen this is a lot of debt we're going to help you out tell me about you guys's income because i'm hoping that you've got some jobs that are paying yeah so um i um I'm a pharmaceutical rep.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

and um that's only i like did the math and i'm only pay it's only 500 only 500 of that is going towards the principal yeah exactly okay 300 is is is going to interest tell me about your yeah listen this is a lot of debt we're going to help you out tell me about you guys's income because i'm hoping that you've got some jobs that are paying yeah so um i um I'm a pharmaceutical rep.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

and um that's only i like did the math and i'm only pay it's only 500 only 500 of that is going towards the principal yeah exactly okay 300 is is is going to interest tell me about your yeah listen this is a lot of debt we're going to help you out tell me about you guys's income because i'm hoping that you've got some jobs that are paying yeah so um i um I'm a pharmaceutical rep.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

I make, like my base, I make about $130. Okay. But I am projected I should make over $300 this year.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

I make, like my base, I make about $130. Okay. But I am projected I should make over $300 this year.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

I make, like my base, I make about $130. Okay. But I am projected I should make over $300 this year.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

My wife, she stays home with our daughter, and she's currently pregnant again. So she'll be just a stay-at-home mom with our children.

The Ramsey Show
There’s Always a Way out of a Financial Spiral

My wife, she stays home with our daughter, and she's currently pregnant again. So she'll be just a stay-at-home mom with our children.