Caller

Second thing is, yeah, you do need to have an emergency fund there because let me tell you something. Can I see it all the time? somebody buys a $400,000 house and can't, you know, they buy it too soon with no emergency fund and the AC goes out and they can't afford to fix the $4,000 AC, right? And so now they're like, you know, on the rocks because of all of this. So you've got to be ready.

So that emergency fund is so important. And then now we're doing the down payment. Now we're getting the money together to actually purchase the house. Again, trying to put anywhere between five to 20% down, 20% will keep you from PMI. But 5% is fine, especially if it's a first time home buy.

So that emergency fund is so important. And then now we're doing the down payment. Now we're getting the money together to actually purchase the house. Again, trying to put anywhere between five to 20% down, 20% will keep you from PMI. But 5% is fine, especially if it's a first time home buy.

So that emergency fund is so important. And then now we're doing the down payment. Now we're getting the money together to actually purchase the house. Again, trying to put anywhere between five to 20% down, 20% will keep you from PMI. But 5% is fine, especially if it's a first time home buy.

And yeah, now you're getting in and it's the right footing and you can actually keep the house, enjoy the house, build equity in the house the way it's supposed to happen. But yeah, this business of renting is always bad. Buying is always bad. Renting is always good. Buying is always good. That's bananas. That's somebody who's not using critical thinking skills.

And yeah, now you're getting in and it's the right footing and you can actually keep the house, enjoy the house, build equity in the house the way it's supposed to happen. But yeah, this business of renting is always bad. Buying is always bad. Renting is always good. Buying is always good. That's bananas. That's somebody who's not using critical thinking skills.

And yeah, now you're getting in and it's the right footing and you can actually keep the house, enjoy the house, build equity in the house the way it's supposed to happen. But yeah, this business of renting is always bad. Buying is always bad. Renting is always good. Buying is always good. That's bananas. That's somebody who's not using critical thinking skills.

Right, right.

Right, right.

Right, right.

Hi, thanks for taking my call.

Hi, thanks for taking my call.

Hi, thanks for taking my call.

Is there anybody?

Is there anybody?

Is there anybody?

Let's see if I can move to a better area.

Let's see if I can move to a better area.

Let's see if I can move to a better area.

All right. So I just started doing the baby steps this past month.