Caller

She was like, I'm going to file bankruptcy. And then like hung it up. Good for you.

She was like, I'm going to file bankruptcy. And then like hung it up. Good for you.

She was like, I'm going to file bankruptcy. And then like hung it up. Good for you.

I've never even met a financial advisor.

I've never even met a financial advisor.

I've never even met a financial advisor.

All right. You did the right thing. What you essentially told them is I don't have the money that you're asking for and I'm broke. And so if you think you're going to get that money from me, you're wrong. That's essentially what you told them. Right. So now you're causing them to sweat a little bit and you're basically saying, yeah, if you're going to sue me, sue me.

All right. You did the right thing. What you essentially told them is I don't have the money that you're asking for and I'm broke. And so if you think you're going to get that money from me, you're wrong. That's essentially what you told them. Right. So now you're causing them to sweat a little bit and you're basically saying, yeah, if you're going to sue me, sue me.

All right. You did the right thing. What you essentially told them is I don't have the money that you're asking for and I'm broke. And so if you think you're going to get that money from me, you're wrong. That's essentially what you told them. Right. So now you're causing them to sweat a little bit and you're basically saying, yeah, if you're going to sue me, sue me.

And credit card companies do sometimes sue you, but it takes a long time to get to that step. So let's talk about where you are now and where we're going to prioritize this, because the nine thousand in collection is. I would say, you know, if that's your smallest debt, then that's what we're going to tackle first. And that's just us making a deal. Right. Yeah. So how much cash do you have?

And credit card companies do sometimes sue you, but it takes a long time to get to that step. So let's talk about where you are now and where we're going to prioritize this, because the nine thousand in collection is. I would say, you know, if that's your smallest debt, then that's what we're going to tackle first. And that's just us making a deal. Right. Yeah. So how much cash do you have?

And credit card companies do sometimes sue you, but it takes a long time to get to that step. So let's talk about where you are now and where we're going to prioritize this, because the nine thousand in collection is. I would say, you know, if that's your smallest debt, then that's what we're going to tackle first. And that's just us making a deal. Right. Yeah. So how much cash do you have?

So right now I my budget is putting me at a surplus of two hundred sixty one dollars a month.

So right now I my budget is putting me at a surplus of two hundred sixty one dollars a month.

So right now I my budget is putting me at a surplus of two hundred sixty one dollars a month.

OK, great. And so and there's no other savings anywhere else, right?

OK, great. And so and there's no other savings anywhere else, right?

OK, great. And so and there's no other savings anywhere else, right?

Well, yes, I have the Baby Step 1.

Well, yes, I have the Baby Step 1.