Caller

You know, you're going to have to pay it. Think of it as a bill that you know is coming due. And so I'm not sure what the, I think you said yours is 3000. I'm not sure what that looks like for him with Medicare, but if you can keep that money on hand every single year and you're saving towards it.

You know, you're going to have to pay it. Think of it as a bill that you know is coming due. And so I'm not sure what the, I think you said yours is 3000. I'm not sure what that looks like for him with Medicare, but if you can keep that money on hand every single year and you're saving towards it.

Yeah. Every year. What is it? Minus $5,000 every year. Okay. Out-of-pocket costs before they cover anything. Okay. And what about him? It's much worse. It's over $14,000. When he first... When he first signed up for Medicare, he signed up for just your regular Medicare and he didn't sign up for any prescription coverage because he wasn't taking any medications or anything like that.

Yeah. Every year. What is it? Minus $5,000 every year. Okay. Out-of-pocket costs before they cover anything. Okay. And what about him? It's much worse. It's over $14,000. When he first... When he first signed up for Medicare, he signed up for just your regular Medicare and he didn't sign up for any prescription coverage because he wasn't taking any medications or anything like that.

Yeah. Every year. What is it? Minus $5,000 every year. Okay. Out-of-pocket costs before they cover anything. Okay. And what about him? It's much worse. It's over $14,000. When he first... When he first signed up for Medicare, he signed up for just your regular Medicare and he didn't sign up for any prescription coverage because he wasn't taking any medications or anything like that.

Working, being self-employed, didn't have the income at the time. He didn't want to purchase a plan.

Working, being self-employed, didn't have the income at the time. He didn't want to purchase a plan.

Working, being self-employed, didn't have the income at the time. He didn't want to purchase a plan.

So stacking up as much as you can, stacking up as much as you can for the two of you, knowing that this is our medical fund, Every single year is going to be so important, even if you can get $10,000 in there. And then in the meantime, I'd reach over and yeah, I'd pay off the $2,000 that are not in collections. I'd pull that out of your emergency fund, get that done because it's debt.

So stacking up as much as you can, stacking up as much as you can for the two of you, knowing that this is our medical fund, Every single year is going to be so important, even if you can get $10,000 in there. And then in the meantime, I'd reach over and yeah, I'd pay off the $2,000 that are not in collections. I'd pull that out of your emergency fund, get that done because it's debt.

So stacking up as much as you can, stacking up as much as you can for the two of you, knowing that this is our medical fund, Every single year is going to be so important, even if you can get $10,000 in there. And then in the meantime, I'd reach over and yeah, I'd pay off the $2,000 that are not in collections. I'd pull that out of your emergency fund, get that done because it's debt.

And then the $6,000, I'd offer them $3,000 and I'd pull that out of your emergency fund too because it's debt. And that will get you out of baby step two, back into baby step three.

And then the $6,000, I'd offer them $3,000 and I'd pull that out of your emergency fund too because it's debt. And that will get you out of baby step two, back into baby step three.

And then the $6,000, I'd offer them $3,000 and I'd pull that out of your emergency fund too because it's debt. And that will get you out of baby step two, back into baby step three.

Hi, thank you for having me on the show.

Hi, thank you for having me on the show.

Hi, thank you for having me on the show.

So I am looking to change careers. I want to become a financial coach, but I'm kind of having a hard time making that leap. I think it's due to some imposter syndrome. Could you give me some advice?

So I am looking to change careers. I want to become a financial coach, but I'm kind of having a hard time making that leap. I think it's due to some imposter syndrome. Could you give me some advice?

So I am looking to change careers. I want to become a financial coach, but I'm kind of having a hard time making that leap. I think it's due to some imposter syndrome. Could you give me some advice?