Caller

Communication issue with his employer, who's also the owner of the company. It's a very small company. And he's been working with him for over 15 years. And he got fired over text. Wow. I make decent money. But we don't have any savings. I have a 401k. But our expenses alone are about $5,000 a month. And it's just not enough to cover all of our expenses with just my salary.

Communication issue with his employer, who's also the owner of the company. It's a very small company. And he's been working with him for over 15 years. And he got fired over text. Wow. I make decent money. But we don't have any savings. I have a 401k. But our expenses alone are about $5,000 a month. And it's just not enough to cover all of our expenses with just my salary.

Communication issue with his employer, who's also the owner of the company. It's a very small company. And he's been working with him for over 15 years. And he got fired over text. Wow. I make decent money. But we don't have any savings. I have a 401k. But our expenses alone are about $5,000 a month. And it's just not enough to cover all of our expenses with just my salary.

And I'm looking at getting a home equity loan, not a line of credit, but a loan to hold us over and consolidate some debt. until he can find some other employment.

And I'm looking at getting a home equity loan, not a line of credit, but a loan to hold us over and consolidate some debt. until he can find some other employment.

And I'm looking at getting a home equity loan, not a line of credit, but a loan to hold us over and consolidate some debt. until he can find some other employment.

It's not going to be anywhere close. I have about $20,000 in credit cards. There's two car loans. One is about $18,000, and the other one's almost paid off, so there's maybe $1,000 left on that vehicle.

It's not going to be anywhere close. I have about $20,000 in credit cards. There's two car loans. One is about $18,000, and the other one's almost paid off, so there's maybe $1,000 left on that vehicle.

It's not going to be anywhere close. I have about $20,000 in credit cards. There's two car loans. One is about $18,000, and the other one's almost paid off, so there's maybe $1,000 left on that vehicle.

No. Three 401k loans that come directly out of my paycheck, and that's about $400 a month, and that's about $26,000.

No. Three 401k loans that come directly out of my paycheck, and that's about $400 a month, and that's about $26,000.

No. Three 401k loans that come directly out of my paycheck, and that's about $400 a month, and that's about $26,000.

We bought this house in 2017. I was able to qualify for it under just my income. At the time, we had five kids living in the house and my father, who has passed away. We're down to just one child. Two of our kids don't even speak to us.

We bought this house in 2017. I was able to qualify for it under just my income. At the time, we had five kids living in the house and my father, who has passed away. We're down to just one child. Two of our kids don't even speak to us.

We bought this house in 2017. I was able to qualify for it under just my income. At the time, we had five kids living in the house and my father, who has passed away. We're down to just one child. Two of our kids don't even speak to us.

It's been a communication issue between him and the owner. And I actually know the owner. We've known him for probably the whole time we've been married. Okay.

It's been a communication issue between him and the owner. And I actually know the owner. We've known him for probably the whole time we've been married. Okay.

It's been a communication issue between him and the owner. And I actually know the owner. We've known him for probably the whole time we've been married. Okay.

Well, I make enough money that I could cover. You just told us you don't. Consolidation is going to pay off all these credit cards.

Well, I make enough money that I could cover. You just told us you don't. Consolidation is going to pay off all these credit cards.