Caller

OK. And so the biggest point then is just to make sure this is not something you're just handing over and saying, hey, do this for me. I want to make sure that you are speaking into that because we would say, you know, that that investment mix needs to be across four different fund types. And he might have a different idea of what that is. Right.

OK. And so the biggest point then is just to make sure this is not something you're just handing over and saying, hey, do this for me. I want to make sure that you are speaking into that because we would say, you know, that that investment mix needs to be across four different fund types. And he might have a different idea of what that is. Right.

OK. And so the biggest point then is just to make sure this is not something you're just handing over and saying, hey, do this for me. I want to make sure that you are speaking into that because we would say, you know, that that investment mix needs to be across four different fund types. And he might have a different idea of what that is. Right.

So you kind of have to have a clear point of view of what you want to accomplish. And then you guys need to work together as opposed to him saying, here's what I'm going to do. Does that make sense?

So you kind of have to have a clear point of view of what you want to accomplish. And then you guys need to work together as opposed to him saying, here's what I'm going to do. Does that make sense?

So you kind of have to have a clear point of view of what you want to accomplish. And then you guys need to work together as opposed to him saying, here's what I'm going to do. Does that make sense?

Yeah, because I definitely want to understand and not just hand over the money.

Yeah, because I definitely want to understand and not just hand over the money.

Yeah, because I definitely want to understand and not just hand over the money.

But that's right.

But that's right.

But that's right.

That's right. Like if hard times hit, like money's, you know, I'm still even just trying to get like on top of my budget. But yeah, I want to be informed.

That's right. Like if hard times hit, like money's, you know, I'm still even just trying to get like on top of my budget. But yeah, I want to be informed.

That's right. Like if hard times hit, like money's, you know, I'm still even just trying to get like on top of my budget. But yeah, I want to be informed.

Yes, you want to be informed. And let's just go back to what you said right quick. Because, yeah, if you do this three to six months, and in your case, I would do six months because you've got the health issues and you're a single mom. So I would do six months of expenses. And that really should be a good thing.

Yes, you want to be informed. And let's just go back to what you said right quick. Because, yeah, if you do this three to six months, and in your case, I would do six months because you've got the health issues and you're a single mom. So I would do six months of expenses. And that really should be a good thing.

Yes, you want to be informed. And let's just go back to what you said right quick. Because, yeah, if you do this three to six months, and in your case, I would do six months because you've got the health issues and you're a single mom. So I would do six months of expenses. And that really should be a good thing.

safety net gen against hard times again because what I don't want is for you to invest this money and then at some point in life have to take it out before you're ready because of emergencies right so for you I think it's going to be so important not only to have an emergency fund but to also keep on stash whatever your out-of-pocket maxes for the year and just to have that there because you know you're going to the doctor you know you're hitting these deductibles and

safety net gen against hard times again because what I don't want is for you to invest this money and then at some point in life have to take it out before you're ready because of emergencies right so for you I think it's going to be so important not only to have an emergency fund but to also keep on stash whatever your out-of-pocket maxes for the year and just to have that there because you know you're going to the doctor you know you're hitting these deductibles and