Caller

Hi, I have a difficult decision to make and I wanted to see if I could get some advice.

It's a financial decision until about four years ago. I helped my brother go through, you know, I helped him move into my home, never charged him anything. And I helped him get a car under my credit that he pays. My financial situation has changed a lot since. And we went from being a family that was making over $400,000.

It's a financial decision until about four years ago. I helped my brother go through, you know, I helped him move into my home, never charged him anything. And I helped him get a car under my credit that he pays. My financial situation has changed a lot since. And we went from being a family that was making over $400,000.

It's a financial decision until about four years ago. I helped my brother go through, you know, I helped him move into my home, never charged him anything. And I helped him get a car under my credit that he pays. My financial situation has changed a lot since. And we went from being a family that was making over $400,000.

A year to half of that this year because my husband made a change in careers that will end up paying off and it will be a life-changing move. But for now, it is not. So we had to move, and now we want to purchase a home. But when we went through the process of getting approved, the person that went through our debt said, you need to get rid of this debt and pay it off, among others.

A year to half of that this year because my husband made a change in careers that will end up paying off and it will be a life-changing move. But for now, it is not. So we had to move, and now we want to purchase a home. But when we went through the process of getting approved, the person that went through our debt said, you need to get rid of this debt and pay it off, among others.

A year to half of that this year because my husband made a change in careers that will end up paying off and it will be a life-changing move. But for now, it is not. So we had to move, and now we want to purchase a home. But when we went through the process of getting approved, the person that went through our debt said, you need to get rid of this debt and pay it off, among others.

And I went to my brother. Right now, he's fully recovered. It's been four years. He has stocks. He has CDs. He has a full retirement. He makes commissions and is living a good life. And he basically said, no, I'm not going to take that off on my credit, and I'm not going to pay off the car.

And I went to my brother. Right now, he's fully recovered. It's been four years. He has stocks. He has CDs. He has a full retirement. He makes commissions and is living a good life. And he basically said, no, I'm not going to take that off on my credit, and I'm not going to pay off the car.

And I went to my brother. Right now, he's fully recovered. It's been four years. He has stocks. He has CDs. He has a full retirement. He makes commissions and is living a good life. And he basically said, no, I'm not going to take that off on my credit, and I'm not going to pay off the car.

So I have to make the tough decision to either pay it off myself and put it under my name and then repo it and sell it and send him whatever's left off from paying myself back.

So I have to make the tough decision to either pay it off myself and put it under my name and then repo it and sell it and send him whatever's left off from paying myself back.

So I have to make the tough decision to either pay it off myself and put it under my name and then repo it and sell it and send him whatever's left off from paying myself back.

You can't repo it because if you do that, that's going to destroy your finances. No, what I'm thinking about is paying it off. How much is it? It's $11,000. Okay. Okay.

You can't repo it because if you do that, that's going to destroy your finances. No, what I'm thinking about is paying it off. How much is it? It's $11,000. Okay. Okay.

You can't repo it because if you do that, that's going to destroy your finances. No, what I'm thinking about is paying it off. How much is it? It's $11,000. Okay. Okay.

Yeah. And once it's under my name, going and having a company pick it up because I'll be the owner of the title.

Yeah. And once it's under my name, going and having a company pick it up because I'll be the owner of the title.

Yeah. And once it's under my name, going and having a company pick it up because I'll be the owner of the title.

How are you going to put it under your name? How is that? Because it's his loan that you co-signed, right? No, it's my loan.