Caller

Hi, thanks for taking my call. I am a single parent of a special needs child, and I'm at step three of the baby steps, and I'm trying to create financial security for us in our future. And debating if I should have a financial advisor take over my investment and retirement account, just given... the amount I take on a daily basis.

Hi, thanks for taking my call. I am a single parent of a special needs child, and I'm at step three of the baby steps, and I'm trying to create financial security for us in our future. And debating if I should have a financial advisor take over my investment and retirement account, just given... the amount I take on a daily basis.

Hi, thanks for taking my call. I am a single parent of a special needs child, and I'm at step three of the baby steps, and I'm trying to create financial security for us in our future. And debating if I should have a financial advisor take over my investment and retirement account, just given... the amount I take on a daily basis.

And then also in the future, there's some pretty big things I'm expecting with my child.

And then also in the future, there's some pretty big things I'm expecting with my child.

And then also in the future, there's some pretty big things I'm expecting with my child.

unfortunately he has a genetic condition and will likely need a heart transplant it's a really hard reality but I enjoy him every day it's also a possibility he may be handicapped the genetic condition he has is incredibly rare and we have like best doctors but you know that's what's falling on me I'm the full time caregiver oh my goodness how old Eight. Eight years old. Okay.

unfortunately he has a genetic condition and will likely need a heart transplant it's a really hard reality but I enjoy him every day it's also a possibility he may be handicapped the genetic condition he has is incredibly rare and we have like best doctors but you know that's what's falling on me I'm the full time caregiver oh my goodness how old Eight. Eight years old. Okay.

unfortunately he has a genetic condition and will likely need a heart transplant it's a really hard reality but I enjoy him every day it's also a possibility he may be handicapped the genetic condition he has is incredibly rare and we have like best doctors but you know that's what's falling on me I'm the full time caregiver oh my goodness how old Eight. Eight years old. Okay.

It could be, so typically with transplants, it's either newborn, toddler, adolescence, or adulthood. I'm kind of planning that when adolescence hits, that it may hit, just because puberty is rough. Right now, he's really stable, doing great, has You know, a great medical team is more stable than he's been for a long time.

It could be, so typically with transplants, it's either newborn, toddler, adolescence, or adulthood. I'm kind of planning that when adolescence hits, that it may hit, just because puberty is rough. Right now, he's really stable, doing great, has You know, a great medical team is more stable than he's been for a long time.

It could be, so typically with transplants, it's either newborn, toddler, adolescence, or adulthood. I'm kind of planning that when adolescence hits, that it may hit, just because puberty is rough. Right now, he's really stable, doing great, has You know, a great medical team is more stable than he's been for a long time.

And is this something that you're insured for and you'll just hit your out-of-pocket max for the year? Or is this something that has the potential to have heavier financial ramifications?

And is this something that you're insured for and you'll just hit your out-of-pocket max for the year? Or is this something that has the potential to have heavier financial ramifications?

And is this something that you're insured for and you'll just hit your out-of-pocket max for the year? Or is this something that has the potential to have heavier financial ramifications?

Fortunately, my background before I stopped working and taking care of him was medical research. And so I... have been in a clinical environment for many years. And so I have Medicaid, I have a transplant fund set up. I also have an ABLE savings account, which is for disabled people. And so I do have my foot in the door for the worst case scenario to happen.

Fortunately, my background before I stopped working and taking care of him was medical research. And so I... have been in a clinical environment for many years. And so I have Medicaid, I have a transplant fund set up. I also have an ABLE savings account, which is for disabled people. And so I do have my foot in the door for the worst case scenario to happen.

Fortunately, my background before I stopped working and taking care of him was medical research. And so I... have been in a clinical environment for many years. And so I have Medicaid, I have a transplant fund set up. I also have an ABLE savings account, which is for disabled people. And so I do have my foot in the door for the worst case scenario to happen.

Again, I'm doing everything I can, taking the best care of him in the world.

Again, I'm doing everything I can, taking the best care of him in the world.