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What are your thoughts about outsourcing to a financial planner? As long as I'm informed, is that something that's kind of equivalent to me managing it on my own?
Yeah, don't think of it as outsourcing. Think of it as something that you're working together with and Ken just mentioned our Ramsey Investing Hub. I'd like you to go over there because you're going to start to see all the different tools that we offer. And off the bat, just for your Roth IRA, you might find that you can pick those four types of mutual funds, right?
Yeah, don't think of it as outsourcing. Think of it as something that you're working together with and Ken just mentioned our Ramsey Investing Hub. I'd like you to go over there because you're going to start to see all the different tools that we offer. And off the bat, just for your Roth IRA, you might find that you can pick those four types of mutual funds, right?
Yeah, don't think of it as outsourcing. Think of it as something that you're working together with and Ken just mentioned our Ramsey Investing Hub. I'd like you to go over there because you're going to start to see all the different tools that we offer. And off the bat, just for your Roth IRA, you might find that you can pick those four types of mutual funds, right?
Growth, growth and income, aggressive growth and international. And you're just taking that 15% of your income and you're putting equal a fourth into each of those different funds. And then as it starts to grow and as you start to plan for the future, you might say, hey, I do need somebody on board to help me plan long term, especially with taxes and things like that.
Growth, growth and income, aggressive growth and international. And you're just taking that 15% of your income and you're putting equal a fourth into each of those different funds. And then as it starts to grow and as you start to plan for the future, you might say, hey, I do need somebody on board to help me plan long term, especially with taxes and things like that.
Growth, growth and income, aggressive growth and international. And you're just taking that 15% of your income and you're putting equal a fourth into each of those different funds. And then as it starts to grow and as you start to plan for the future, you might say, hey, I do need somebody on board to help me plan long term, especially with taxes and things like that.
Yes, hi. Thank you for taking my call. I'm calling with a question slash ask for advice about financial and the relationship aspect of my life. I am with someone for around three years, and... We have a bit of a different approach to money. I also make almost three times more as he does. So I'm trying to navigate that aspect. He's more of a spender, go with the flow type of persona.
Yes, hi. Thank you for taking my call. I'm calling with a question slash ask for advice about financial and the relationship aspect of my life. I am with someone for around three years, and... We have a bit of a different approach to money. I also make almost three times more as he does. So I'm trying to navigate that aspect. He's more of a spender, go with the flow type of persona.
Yes, hi. Thank you for taking my call. I'm calling with a question slash ask for advice about financial and the relationship aspect of my life. I am with someone for around three years, and... We have a bit of a different approach to money. I also make almost three times more as he does. So I'm trying to navigate that aspect. He's more of a spender, go with the flow type of persona.
I'm more of a... um saver slash investing type of personality i am 39 i have two properties uh one is a rental property i just recently bought a house even though that we are together we're not married we're boyfriend girlfriend uh but the goal would be to to hopefully get married at one point so hold on has
I'm more of a... um saver slash investing type of personality i am 39 i have two properties uh one is a rental property i just recently bought a house even though that we are together we're not married we're boyfriend girlfriend uh but the goal would be to to hopefully get married at one point so hold on has
I'm more of a... um saver slash investing type of personality i am 39 i have two properties uh one is a rental property i just recently bought a house even though that we are together we're not married we're boyfriend girlfriend uh but the goal would be to to hopefully get married at one point so hold on has
That is correct. And at one point, we had a joint account where we were contributing, I would say, 50-50, and all the bills were split 50-50. However... That didn't work, did it? It did not work, yes.
That is correct. And at one point, we had a joint account where we were contributing, I would say, 50-50, and all the bills were split 50-50. However... That didn't work, did it? It did not work, yes.
That is correct. And at one point, we had a joint account where we were contributing, I would say, 50-50, and all the bills were split 50-50. However... That didn't work, did it? It did not work, yes.
Well, you're living two different lifestyles. If you're making three times more, that's a whole different lifestyle than what he's living. So, of course, that's not going to work.
Well, you're living two different lifestyles. If you're making three times more, that's a whole different lifestyle than what he's living. So, of course, that's not going to work.
Well, you're living two different lifestyles. If you're making three times more, that's a whole different lifestyle than what he's living. So, of course, that's not going to work.
Yes. So I wanted to know how would you approach that type of discrepancy? He's a very hardworking person. He is an electrician. He makes a good income, but he's not as driven as I am. I'm in sales, so I think I am on trajectory to make more and more money. That's the goal for me, at least.