Canna Campbell

And also, it's not about finding a job.

It's about finding the right job for you, where you actually will enjoy the work.

You're being compensated fairly.

You've also got the same future career path so that you don't need to worry about losing your job again.

These things do come into play.

really important you know it's the other side we always talk about wealth creation this is about wealth protection so you know it's a policy like an income protection policy you know pays up to 75% of your income if you can't work due to a medical reason that means that

If you get sick and you cannot work because you've got to recover, you've got to do treatment, an insurance company is going to help give you the money, 75% of your income, which is obviously taxable.

But it means you can maintain the mortgage repayments or the rent and keep putting food on the table.

So again, it adds that element of financial stability and then things like trauma cover as well, which is another important form.

And then you've got the TBD and life cover, which we've spoken about in other episodes.

So that's a really important part.

But also you're forgetting about the importance of, you know, a good budget and cash flow system because when you have that as well, you also have an element of financial resilience and security because you know what your living expenses are.

And should an emergency happen, you know, okay, well, we're going to need this much money to get through X amount of months until we're back on our feet again as well.

It is related to a medical reason.

So whether it be an injury, like an accident, or an illness.

And I believe, this is an old stat, but I believe in the claims, only 5% of the claims are actually related to an accident.

Most of the claims are related to illnesses.

I think it's very situational.

Okay.

So if you know that there are warning signs that your job is in jeopardy,