Canna Campbell

They've got to wait until five weeks have passed and they've got their full $500 or 10 weeks have passed and they've got their full $1,000 ready to invest.

But absolutely, you can use that money to start investing.

And I think it's such an important thing here as to what we're talking about here is it's about getting started because you can then level up from here.

But I ran some really very basic numbers here.

And if we assumed a net return of 7% per annum,

And you were to start with a baseline of zero, so nothing, it's just starting with your $100 per week, that's it, and never increased it.

Now, over the course of 10 years, assuming set and forget and reinvest everything, you're going to have between $70,000 to $80,000 in 10 years' time, which is a lot of money.

You know, from just...

trimming the fat from your budget or picking up a side hustle.

And then, of course, we stretch that out further because compounding interest can work even harder with time.

You're looking at $250,000.

20 years.

Yeah, this is what I'm talking about.

This is why I'm banging on about the importance of getting started because the earlier you start, you're giving yourself more time to allow this to work for you.

And then stretch it to 30 years, $500,000.

Wow.

And this is why everyone needs to realise it's time that is doing all the heavy lifting for you and your money, not the amount.

We're still stuck at $100.

I'd say 80-20, so Wolf Pareto.

80% is the habit.