Canna Campbell

So looking at whether you've got it, what the waiting period is, the benefit period is, and then making an appointment to see an insurance broker or financial planner to help make sure there's no gaps.

Particularly right now, because a lot of people's personal insurance policies have, with everyone's type of insurance policies, they've increased dramatically.

And quite often, assuming that you haven't had a change in health, often a financial planner can find you a new replacement policy to apply for that actually will be better value for money.

Yeah.

So if anyone whose insurance premiums have gone through the roof and they're worried about that, see a financial planner because they may be able to shop around and find you a more competitive premium.

But of course, make sure you get them to do it for you because you never want to walk around exposed.

You never want to cancel any policies until you've got a new policy in force, but also in writing in force.

Sorry.

Okay.

Well, it's a cumulative minute.

I do want to say this, though.

You shouldn't be looking to insure absolutely everything in life, particularly right now with everything being so expensive.

You want to focus on what you can't afford to lose.

Investing.

So start small.

I don't care if it's $10 a week.

The fact you're getting started is so important.

But of course, continue on leveling up and focus on the long-term growth assets, the shares, Australian shares, international shares, property, and then set up a regular contribution plan, a regular investment plan, that is.

So it's $10 per week, $100 per month, but review it on a regular basis.

You continue on upping the ante.