Carina Duan

So they're the kinds of things.

Yeah.

So it's back to one of your earlier points about, you know, you're looking after your future self because we are in, I suppose, we call it a crisis.

It's probably just going to become normal life the way the prices are increasing.

And that's not going to go away when we hit retirement.

So for people, you know, renting into retirement is going to be a new thing, I think, for people going forward.

So, yeah.

Pensions are really, it's a long term savings account where you get really good tax relief.

So if you can put in 100 euros a month, the government will give you back if you're on the higher tax rate, either 60 euros or if you're on the lower tax rate by 28 euros.

So it's a really good way of saving.

I know going back to 2007, people were very, you know, there was awful stories about people losing all their money.

But I would say to people, you are protecting yourself for the future so that you have that money there for you to pay the same kind of expenses that you're paying today.

Yes.

Well, I think if it's three times a day, there's a few issues there.

So there is.

But no, definitely.

It is about looking at all the different kind of, you know, do you have enough money for now?

Do you have that kind of rainy day fund?

That's super important.

So it is.