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Carla

👤 Speaker
191 total appearances
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Appearances Over Time

Podcast Appearances

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Hi, thank you so much for taking my call. You guys already changed our lives. So thanks for continuing to talk and support to us. But me and my husband are baby step millionaires, and right now we're about to have an excess of $5,000 to $7,000 per month, and we're trying to divide that between steps five, six, and seven.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Hi, thank you so much for taking my call. You guys already changed our lives. So thanks for continuing to talk and support to us. But me and my husband are baby step millionaires, and right now we're about to have an excess of $5,000 to $7,000 per month, and we're trying to divide that between steps five, six, and seven.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

And I was hoping that you could guide us on how much to put into each step or if we should just focus on one of those steps. Okay.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

And I was hoping that you could guide us on how much to put into each step or if we should just focus on one of those steps. Okay.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

And I was hoping that you could guide us on how much to put into each step or if we should just focus on one of those steps. Okay.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

We still kind of give and have tried to give.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

We still kind of give and have tried to give.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

We still kind of give and have tried to give.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

So we have twin seven-year-olds and then we have a 12-year-old. Okay. And we're currently contributing to their 529s a total of 2K per month. Okay. And right now we have about 50K spread out amongst the three of them with much more in our 12-year-olds since he's going to need it sooner.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

So we have twin seven-year-olds and then we have a 12-year-old. Okay. And we're currently contributing to their 529s a total of 2K per month. Okay. And right now we have about 50K spread out amongst the three of them with much more in our 12-year-olds since he's going to need it sooner.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

So we have twin seven-year-olds and then we have a 12-year-old. Okay. And we're currently contributing to their 529s a total of 2K per month. Okay. And right now we have about 50K spread out amongst the three of them with much more in our 12-year-olds since he's going to need it sooner.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Yes. I mean, we do plan to continue putting in another thousand K per month into their account. But even with that, we're going to have an excess of five to seven. OK, perfect. A little back story. We've been remodeling our house and now we bought our dream house. We remodeled it. It's now the remodel is almost done and we've been cash flowing the remodel.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Yes. I mean, we do plan to continue putting in another thousand K per month into their account. But even with that, we're going to have an excess of five to seven. OK, perfect. A little back story. We've been remodeling our house and now we bought our dream house. We remodeled it. It's now the remodel is almost done and we've been cash flowing the remodel.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Yes. I mean, we do plan to continue putting in another thousand K per month into their account. But even with that, we're going to have an excess of five to seven. OK, perfect. A little back story. We've been remodeling our house and now we bought our dream house. We remodeled it. It's now the remodel is almost done and we've been cash flowing the remodel.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

So now we all of a sudden have five to seven K a month of extra. How much do you owe on the house? We haven't been putting in.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

So now we all of a sudden have five to seven K a month of extra. How much do you owe on the house? We haven't been putting in.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

So now we all of a sudden have five to seven K a month of extra. How much do you owe on the house? We haven't been putting in.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

No, we're still in two.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

No, we're still in two.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

No, we're still in two.