Caroline Cruz

And that's the key, is by the time they're 12 to 18, they already have the foundation, the principles down. Now they're living it out. They're kind of becoming a little more independent. And it's becoming more real. I mean, they're actually getting paid.

And that's the key, is by the time they're 12 to 18, they already have the foundation, the principles down. Now they're living it out. They're kind of becoming a little more independent. And it's becoming more real. I mean, they're actually getting paid.

And that's the key, is by the time they're 12 to 18, they already have the foundation, the principles down. Now they're living it out. They're kind of becoming a little more independent. And it's becoming more real. I mean, they're actually getting paid.

They got to figure out what a paycheck looks like, how to get it into their bank account, how to use the money, what happens when you run out of money. If Americans got a hold of this, we would not be trillions in debt.

They got to figure out what a paycheck looks like, how to get it into their bank account, how to use the money, what happens when you run out of money. If Americans got a hold of this, we would not be trillions in debt.

They got to figure out what a paycheck looks like, how to get it into their bank account, how to use the money, what happens when you run out of money. If Americans got a hold of this, we would not be trillions in debt.

We just need the basics. It's that hard and it's that easy. So parents have a large role to play. And you wrote a whole book called Smart Money, Smart Kids that is incredible, that really helps outline all of this. So be sure to check that out. We'll drop a link in the show notes.

We just need the basics. It's that hard and it's that easy. So parents have a large role to play. And you wrote a whole book called Smart Money, Smart Kids that is incredible, that really helps outline all of this. So be sure to check that out. We'll drop a link in the show notes.

We just need the basics. It's that hard and it's that easy. So parents have a large role to play. And you wrote a whole book called Smart Money, Smart Kids that is incredible, that really helps outline all of this. So be sure to check that out. We'll drop a link in the show notes.

Absolute heroes.

Absolute heroes.

Absolute heroes.

A little teacher appreciation giveaway.

A little teacher appreciation giveaway.

A little teacher appreciation giveaway.

Yeah, so you can enter to win April 1st through the 30th, 2025. Teachers of any subject, pre-K through 12th grade, and homeschool teachers are eligible. So if you're a teacher, you have a teacher in your life that you love, send them to this website, ramsaysolutions.com slash teacher. No purchase necessary.

Yeah, so you can enter to win April 1st through the 30th, 2025. Teachers of any subject, pre-K through 12th grade, and homeschool teachers are eligible. So if you're a teacher, you have a teacher in your life that you love, send them to this website, ramsaysolutions.com slash teacher. No purchase necessary.

Yeah, so you can enter to win April 1st through the 30th, 2025. Teachers of any subject, pre-K through 12th grade, and homeschool teachers are eligible. So if you're a teacher, you have a teacher in your life that you love, send them to this website, ramsaysolutions.com slash teacher. No purchase necessary.

So play along at home if you're listening or watching. Drop your score in the comments. If you get them all right, I think you might beat us.

So play along at home if you're listening or watching. Drop your score in the comments. If you get them all right, I think you might beat us.