Carson Herlean

But what if that 40 grand of a down payment came from a policy? So you stored it here first, you took a loan against your policy, put the 40K down for the property. Now, let's think about that. You now still have 40 grand of equity in the house. You still have the rental. You still have the cash flow.

But what if that 40 grand of a down payment came from a policy? So you stored it here first, you took a loan against your policy, put the 40K down for the property. Now, let's think about that. You now still have 40 grand of equity in the house. You still have the rental. You still have the cash flow.

But that 40K is also sitting inside the policy, compounding, like you said, 6% whatever percent this year, tax-free, which is comparable to a 9%, 8% gain taxed. It does provide a death benefit in case something happened to you to even pay off the mortgage. And if you were ever sued, no one could touch your policy.

But that 40K is also sitting inside the policy, compounding, like you said, 6% whatever percent this year, tax-free, which is comparable to a 9%, 8% gain taxed. It does provide a death benefit in case something happened to you to even pay off the mortgage. And if you were ever sued, no one could touch your policy.

So you're less risk, more gains, making money twice at the same time, and you have a death benefit attached to the same deal you would have otherwise done. And then when you have the $1,000 a month of cash flow, where are you going to put it? Just put it back in the policy. Store it here.

So you're less risk, more gains, making money twice at the same time, and you have a death benefit attached to the same deal you would have otherwise done. And then when you have the $1,000 a month of cash flow, where are you going to put it? Just put it back in the policy. Store it here.

When it gets to another $40,000, you go buy another one and just rinse and repeat that cycle through the policy. So it's not... I think people think sometimes, oh, should I diversify and do a policy and a rental or a policy and my IRA? It's like, well, hey, this is not pick or choose. This is what I call the and asset as a nickname of whole life because it's the and asset.

When it gets to another $40,000, you go buy another one and just rinse and repeat that cycle through the policy. So it's not... I think people think sometimes, oh, should I diversify and do a policy and a rental or a policy and my IRA? It's like, well, hey, this is not pick or choose. This is what I call the and asset as a nickname of whole life because it's the and asset.

You can put it here and go do those investments at the same time. And that's what I think it's hard for people to understand is you can do both. And whole life insurance is one of the only vehicles that allows you to do that. And that's why it's favorable.

You can put it here and go do those investments at the same time. And that's what I think it's hard for people to understand is you can do both. And whole life insurance is one of the only vehicles that allows you to do that. And that's why it's favorable.

That's a good question. I think it almost forces you to be careful, right? Because it is life insurance. There is a life insurance premium a part of this. And if you don't pay that premium, you could lose the policy. And so it almost forces you to keep saving money.

That's a good question. I think it almost forces you to be careful, right? Because it is life insurance. There is a life insurance premium a part of this. And if you don't pay that premium, you could lose the policy. And so it almost forces you to keep saving money.

And for most of Americans who work nine to five and are struggling to save money, this is almost a good step forward to just force yourself to save. And yes, you get all those benefits you've talked about.

And for most of Americans who work nine to five and are struggling to save money, this is almost a good step forward to just force yourself to save. And yes, you get all those benefits you've talked about.

Yes, you can go and buy rentals or do whatever you want, but it's at least forcing you to put money aside and it's going to produce a much larger retirement, most likely than any other thing you're going to do. And so I think that's a very basic answer, but it's what most people need to hear.

Yes, you can go and buy rentals or do whatever you want, but it's at least forcing you to put money aside and it's going to produce a much larger retirement, most likely than any other thing you're going to do. And so I think that's a very basic answer, but it's what most people need to hear.

Yeah, that's a funny thing you just mentioned. It's funny when we were in boardroom, you know, an event we both attend. Everyone there knows what this is and everyone there makes money, whether it's a good amount of money or a ton of money. They all do it. And so I think you're exactly right. It's about the network you're a part of.

Yeah, that's a funny thing you just mentioned. It's funny when we were in boardroom, you know, an event we both attend. Everyone there knows what this is and everyone there makes money, whether it's a good amount of money or a ton of money. They all do it. And so I think you're exactly right. It's about the network you're a part of.

But I think a lot of people think that they look at a policy itself and they say, oh, this is a scam. It's like, well, yeah, it's just a product you're looking at. You're just looking at a payment for a death benefit and it has some cash value. That's just a product. An infinite banking and this strategy is not a product. It's not a policy.

But I think a lot of people think that they look at a policy itself and they say, oh, this is a scam. It's like, well, yeah, it's just a product you're looking at. You're just looking at a payment for a death benefit and it has some cash value. That's just a product. An infinite banking and this strategy is not a product. It's not a policy.