Chris Budd

My dad's self-worth came from external sources.

Then when things didn't go so well, he went bankrupt and lost everything.

It completely destroyed him.

I wouldn't allow myself to be a victim of life as I felt my dad had been.

Understand your beliefs and whether they're leading to good decisions.

And it could be things like, I don't deserve money.

I don't deserve to be rich.

I do deserve to be rich.

It can be just as self-limiting.

Lovely attire to maintain.

Wow, straight into it then.

Yeah, we don't mess around here.

Well, so if you look at what's important in life, money should be our servant, not our master.

And I think we start in the wrong place.

I think when we're looking to build financial plans and looking at our relationship with money, we start off looking at money and start trying to build wealth, build financial security.

And only when we get it do we then look around and realize what we're going to do with it.

So we're starting in the wrong place.

So the way I put this is we've got three steps to a financial plan of well-being.

And what we should do is we start with step two.

So step two is, what does the research tell us about what makes us happy?