Chris (Caller)

And so that would also be my income whenever I retire.

So y'all would recommend that I pay down more on the house as much as possible.

every month until I get out of here.

Because I looked into refinancing.

When I moved out of here, I didn't have the money to put down or I had to scrape money together to put down because the house was so expensive and I had two VA loans.

But now I have money from the previous house to put into it, but the only thing I can do is refinance because it's a VA loan, but the interest rates are so high right now compared to what I got when I got the house.

About $414,000.

Wow.

$414,000.

That's a big one.

$2,663.

I make $6,448 a month.

Yes.

My wife's a stay-at-home mother.

Yeah, and I actually contacted one of y'all's refinance people about it, and they looked into it, and they said, well, you can't do anything right now.

Your only option is to refinance, but you have to wait, like you said, 100 or 210 days before I can do anything.

But the mortgage rate would be so much higher than what I already have.

Well, I mean, for what we needed for our family and stuff.

I'm big about my family being comfortable wherever I go because, you know, they have to follow me around for my career.

And the problem is the housing market here in Colorado explains these things.