Christian (Caller)

The lease ends in May, and he agreed to pay half of the remaining balance, which is $15,000.

That's generous.

And I was wondering if it still...

made sense for me to pay $7,500 to have a relatively new car, even with the craziness of life and becoming an adult, coming up and how expensive that is.

Correct.

Yeah, that makes sense.

I was just wondering because I'm pretty sure I could get him to give me the $7,500 instead of it just disappearing if I decided not to buy it out.

And so the car's worth probably around like $21,000.

Well, either way, why not buy the car?

Okay.

Yeah, it's just a hard pill to swallow, especially being so young and knowing that, like, I'm trying... I graduated college in December, and I wanted to marry next year and all this other stuff, and that's just a large chunk of money to have gone.

I don't know.

Buy a beater car for, like...

Hi, thanks so much for having me.

Yeah, so my question is basically I feel stuck between either baby step 3B or if I'm on baby step 7.

Ooh.

Why is that?

So I'm 26.

I live in DC.

Um, you know, I'm debt free at my emergency fund.