Christina Ellis

speaker
13,206 appearances 119 recordings 1 series first heard Apr 2022 last heard Mar 2023

Christina Ellis’s voice in public audio — every appearance, attributed to the second.

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So it's easy to be like, okay, it's just five extra dollars a day. matched
No big deal. matched
But at $5 a day, that's $1,825 a year. matched
Just five dollars a day. matched
Just a careless little five dollars is almost two thousand bucks in a year. matched
And if it's twenty seven dollars a day, which is easy to do with kids, if you run through Chick-fil-A and get everybody meals like twenty seven bucks easy. matched
That's ten thousand dollars a year. matched
Ten thousand dollars just gone. matched
And so it's really important to get a handle on this, especially, you know, with our family. matched
We're like, we've got some big money goals, so we really want to keep this tight. matched
to spend right so a lot of people avoid the budget because they know that they're out of control and they're like i don't want to feel restricted i don't want to do the budget but it's like you can actually carve out that space so that you don't have to feel guilty you can go to chick-fil-a and enjoy it now that being said like even if it's in the budget that doesn't mean you want to use your whole budget in the first two weeks of them that's right that's right be strategic and to do that it's helpful to use cash so that is a big thing for us especially since no spend we have gone back to the envelope system i know that's like og ramsey um matched
Like it works. matched
The pain of like handing over physical cash. matched
Like it's a thing. matched
It is a like there are studies, psychological studies about how your brain treats that differently. matched
Whenever you just swipe a debit card, then it's like you don't feel that attachment to your money going away. matched
But it's like when you have to hand the cash over and you don't get it back, you're like, oh. matched
And then also you can just look in your envelope and go, OK, I don't. matched
I don't have anything left. matched
I can't spend more money. matched
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