Christina Ellis

speaker

13,206 appearances 119 recordings 1 series first heard Apr 2022 last heard Mar 2023

Christina Ellis’s voice in public audio — every appearance, attributed to the second.

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The Ramsey Show · SoFi vs. the Education Department: They’re All Villains! (Hour 1) · 9 Mar 2023 podcast

Are you talking about just tithing 10% while you're paying off debt? matched

It's a great question, though. matched

Yeah, and you're tithing on your increase. matched

So yeah, if you're stopping to use your emergency fund, you're not getting an income at that point. matched

It's not tithing on what is going up in your account. matched

So you would have already tithed on that money, tithed when it came into your house, and then it's now in your emergency fund. matched

So that money has been tithed on. matched

Now, if you are donating to a nonprofit or a church or something that you really want to keep giving to, maybe you do factor that in, like Dave said. matched

But technically, if you're getting into the technical part, you've already tithed on that money. matched

Well, I'm a little bit curious about your situation. matched

You mentioned you're in Baby Steps 2 and 3. matched

They're pretty different Baby Steps. matched

So you have debt. matched

What kind of debt do you have? matched

That's what I'm getting at. matched

And potentially it may make sense in Baby Step 2 for him to go ahead and sell that rental if he's got a lot of other debt and got some equity in that rental. matched

That may give you the opportunity to... matched

Well, and just as a new listener, it is important to realize when you're in baby steps one through three, those are different baby steps. matched

When we get to four through six, we often kind of lump them together. matched

They're things that you're doing at the same time. matched

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