Clare Byrne

No, you're right to explain it.

But I think people will, you know, if you put 500 euro into a savings account, you're delighted with yourself, aren't you?

And you think, I still have, and I will always have that 500 euro, and that's all that matters to me.

But you'll have people listening who think, I don't have the time to become a financial wizard to research all of this.

I would say so.

And what sort of returns are the government bonds paying people?

Have you noticed, Conor, that with the prospect of this new government savings scheme, that the finance industry and the lobby groups are really excited about it?

And that makes people nervous.

I have a couple of questions and comments coming in from listeners, Conor.

We'll just go through a few of them.

This person has a little bit of money in savings, but I get so overwhelmed with all of this.

I want to keep access to the money in case I need it in an emergency.

I'm so worried about putting it into a long-term savings account.

And you'll hear that a lot, won't you?

Yeah, but if you want to do the washing machine changeover or something wrong with the car, you'll need a bit of money there.

So just be strategic about it.

Another listener, we'll just take this really quickly, has money to invest.

They see better rates with Revolut and Bank Inter, but they want to know where they can safely invest.

So people like the bank guarantee, don't they, that we have here?

Okay, Conor, we will leave it there.