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Clarence Jones

👤 Person
2008 total appearances

Appearances Over Time

Podcast Appearances

Health Chatter
Health Insurance

I think that we wanted to first establish the fact that it is confusing, you know, and I was looking at the research that Maddie had produced for us and she had things like HMO, EPO, POS, PPO, and all these other kinds of things, you know, HSA. I mean, all these kinds of things. And, and as a, as a, a regular person, if there is such a thing, it gets to be very confusing.

Health Chatter
Health Insurance

I think that we wanted to first establish the fact that it is confusing, you know, and I was looking at the research that Maddie had produced for us and she had things like HMO, EPO, POS, PPO, and all these other kinds of things, you know, HSA. I mean, all these kinds of things. And, and as a, as a, a regular person, if there is such a thing, it gets to be very confusing.

Health Chatter
Health Insurance

I mean, for the longest time, I had a hard time understanding the difference between Medicare and Medicaid. You know what I mean? It's just, I mean, you know, you got all these things floating around, you know, and as you talked about a little bit earlier, there are, it's very conflicting and confusing. And I'm really glad that we're able to talk about this from a, from this perspective.

Health Chatter
Health Insurance

I mean, for the longest time, I had a hard time understanding the difference between Medicare and Medicaid. You know what I mean? It's just, I mean, you know, you got all these things floating around, you know, and as you talked about a little bit earlier, there are, it's very conflicting and confusing. And I'm really glad that we're able to talk about this from a, from this perspective.

Health Chatter
Health Insurance

where we can talk about it because I think a lot of people don't have that opportunity like we're taking at this point. So that's where I'm at. That's how I'm going to enter this conversation is that it's very, very confusing.

Health Chatter
Health Insurance

where we can talk about it because I think a lot of people don't have that opportunity like we're taking at this point. So that's where I'm at. That's how I'm going to enter this conversation is that it's very, very confusing.

Health Chatter
Health Insurance

Yeah, so I hope I'm using the right term. So when I started to look at that, when I got into medicine, I always struggle with that. I used a broker to help me, somebody that knew the plans and she came together and she helped to share with me what could be of advantage, what's not of advantage. And so that was how I got through it until I could learn more about it, about the medical plans.

Health Chatter
Health Insurance

Yeah, so I hope I'm using the right term. So when I started to look at that, when I got into medicine, I always struggle with that. I used a broker to help me, somebody that knew the plans and she came together and she helped to share with me what could be of advantage, what's not of advantage. And so that was how I got through it until I could learn more about it, about the medical plans.

Health Chatter
Health Insurance

I do want to share that. I think the points that you asked that you brought up about medical plans are important. Number one is to choose the right plan. But in some plans, you have to use specific stores. like a CVS, or they have a plan with Walgreens.

Health Chatter
Health Insurance

I do want to share that. I think the points that you asked that you brought up about medical plans are important. Number one is to choose the right plan. But in some plans, you have to use specific stores. like a CVS, or they have a plan with Walgreens.

Health Chatter
Health Insurance

And so if your plan does not have that, or you live in a place where there's a pharmaceutical desert, it creates some additional stressors for you, whether you have generics or not. And so I think that part of why it's important to have this kind of conversation is that these are some of the things that are not discussed. These are some of the unwritten things that are not there.

Health Chatter
Health Insurance

And so if your plan does not have that, or you live in a place where there's a pharmaceutical desert, it creates some additional stressors for you, whether you have generics or not. And so I think that part of why it's important to have this kind of conversation is that these are some of the things that are not discussed. These are some of the unwritten things that are not there.

Health Chatter
Health Insurance

I mean, they're written, but they're not necessarily talked about. Or when you get these plans and you just, well, I'm gonna get this plan because it's the cheapest plan. You gotta be careful about that. And I like what Barry said about being a good steward of your money. If you don't pick the right plan, you won't be a good steward. Because they don't get your money.

Health Chatter
Health Insurance

I mean, they're written, but they're not necessarily talked about. Or when you get these plans and you just, well, I'm gonna get this plan because it's the cheapest plan. You gotta be careful about that. And I like what Barry said about being a good steward of your money. If you don't pick the right plan, you won't be a good steward. Because they don't get your money.

Health Chatter
Health Insurance

So anyway, those are the kind of things for me that just really rise up to the top is that, yeah, you know, I don't know about this stuff. So let me find somebody that knows about it, that I can trust them and their opinion. And the second thing is that I have to make sure that the plan that I choose, I'm in a place where I can actually get the services that I need.

Health Chatter
Health Insurance

So anyway, those are the kind of things for me that just really rise up to the top is that, yeah, you know, I don't know about this stuff. So let me find somebody that knows about it, that I can trust them and their opinion. And the second thing is that I have to make sure that the plan that I choose, I'm in a place where I can actually get the services that I need.

Health Chatter
Health Insurance

Okay. So that's my, those are my initial.

Health Chatter
Health Insurance

Okay. So that's my, those are my initial.

Health Chatter
Health Insurance

For me, that worked. I'm just saying.

Health Chatter
Health Insurance

For me, that worked. I'm just saying.