Claudine Chicheportiche

Yeah, sure, Kate.

So essentially, when we look, we all know what an iceberg is.

And the iceberg model is used to unpack various principles or concepts.

And this is no different.

So what we want to really unpack is,

why do people do what they do?

And a lot of the time, so if we want to consciously perform better with our money, or if we want to consciously perform better at anything in life, this is why the iceberg model and this particular deconstruction of how we do things is really, really powerful.

So if we look at the iceberg, at the very top of it, at that super top layer, the tip of the iceberg, that's all the stuff that we can see.

So a lot of the time people try to leverage change or create change or they just sort of give themselves an instruction and they say, I need to be better at managing my money or I need to make more money.

And they sort of try to change things at a very surface level.

That's just the top layer.

But what is far more powerful is if we go underneath and we get to the root cause of what is driving that performance and those actions.

So if we give ourselves an instruction and say, you know, I need to be investing my money more intelligently.

But if at the bottom of that I have a core belief and the core belief says, okay,

I don't really know how to manage money effectively.

And it might be an unconscious belief.

It might be sort of a bit hidden or invisible.

It's these beliefs that are in plain sight, but yet we can't really see.

So if I've got an action that's saying I need to be better at investing, but if I've got a core belief that I'm afraid that I'm going to screw it up because essentially I'm not good enough with money,

whether I'm a beginner and I don't, only real experts invest, or let's say I am an advanced, I've got an advanced sort of looking portfolio or I'm advanced with money, but then we feel like we need to be perfect.