Clay Travis

This is true.

When I was in the CIA, and I think I made $38,000 my first year in the CIA, something like that.

And so I had no money.

And I had no money set aside for me or anything like that.

So I just started my job at the CIA.

I moved.

Because I couldn't afford the rent increase in the initial apartment, which was the cheapest studio apartment in this massive building living in D.C.

I moved and Capital One Clay, I had a zero balance because I always had a zero balance.

Capital One sent via snail mail to my old address a five dollar account closing charge.

I had never, you know, was this in the fine print of my contract somewhere?

Yeah, whatever.

But I shut down the credit card when I moved because I was like, I never used this card.

It was an emergency card that my parents set up for me when I was in college that I actually never used one time.

It was like, use this if, you know, you break your leg, you're in the ER.

And I realized it had a $500 limit, which isn't a hell of an emergency, let's be honest.

So I shut it down.

They sent a $5 charge to shut it down.

I heard nothing about this.

I got a call 18 months later from a collection agency saying I owe them like $300 now, and my credit was wrecked.

Over $5 that the notification they sent was completely unsatisfactory.