Connie (caller)
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Thank you for taking my call.
I am a 62 year old divorced single mom.
My daughter's 22.
She just graduated college.
My question is I owe $84,000 on a mortgage.
My salary is 39,000 and I do have some 10,000 in a Roth and a 401k.
my concern is, and my reason I'm calling is I'm terrified that I'm not going to be able to retire and pay off my house at my age.
I feel like I'm basically starting over.
Um, I, you know, I work second jobs.
Um, I just don't know how to get ahead.
And also, my main question is, when I do work second jobs, do I put that money in savings, or do I work on paying off the mortgage?
That's my first question.
$39,000 is my salary.
And what do you do?
And that's my full-time job.
I am a secretary.
It varies.
Yeah, it really varies.
I've done home care, home health care.