Connor

Fire away, buddy. Hey, I watch on YouTube, and I was curious why Si is the only one in the duck call room that has the full-blown headset with the mic on it instead of the one that sits on the table. And I would also like to know if Si has ever moved up to getting a smartphone or if he's still got that old flip phone.

Fire away, buddy. Hey, I watch on YouTube, and I was curious why Si is the only one in the duck call room that has the full-blown headset with the mic on it instead of the one that sits on the table. And I would also like to know if Si has ever moved up to getting a smartphone or if he's still got that old flip phone.

Fire away, buddy. Hey, I watch on YouTube, and I was curious why Si is the only one in the duck call room that has the full-blown headset with the mic on it instead of the one that sits on the table. And I would also like to know if Si has ever moved up to getting a smartphone or if he's still got that old flip phone.

Hello, hello. How are you guys?

Hello, hello. How are you guys?

Hello, hello. How are you guys?

Good. Good. So I have a question. Heading into the new year, I want to continue contributing to my retirement about 15%. My company offers 401k where I can contribute either pre-tax or Roth dollars into. And they contribute 12.5% annually. And they don't even offer a match. So they just flat out give 12.5%. I'll take that over a match, man.

Good. Good. So I have a question. Heading into the new year, I want to continue contributing to my retirement about 15%. My company offers 401k where I can contribute either pre-tax or Roth dollars into. And they contribute 12.5% annually. And they don't even offer a match. So they just flat out give 12.5%. I'll take that over a match, man.

Good. Good. So I have a question. Heading into the new year, I want to continue contributing to my retirement about 15%. My company offers 401k where I can contribute either pre-tax or Roth dollars into. And they contribute 12.5% annually. And they don't even offer a match. So they just flat out give 12.5%. I'll take that over a match, man.

Yes. That's awesome. Very generous. And, um, you know, it's a great company, so I really enjoy working with them. So, um, my question is, should I go hard into that? Cause I can contribute, uh, Roth, uh, dollars into the 401k. Uh, I think what they contribute is pre-tax, but, uh,

Yes. That's awesome. Very generous. And, um, you know, it's a great company, so I really enjoy working with them. So, um, my question is, should I go hard into that? Cause I can contribute, uh, Roth, uh, dollars into the 401k. Uh, I think what they contribute is pre-tax, but, uh,

Yes. That's awesome. Very generous. And, um, you know, it's a great company, so I really enjoy working with them. So, um, my question is, should I go hard into that? Cause I can contribute, uh, Roth, uh, dollars into the 401k. Uh, I think what they contribute is pre-tax, but, uh,

Should I go hard into that 401k with Roth or should I continue doing a Roth IRA where I'm trying to max that out each year?

Should I go hard into that 401k with Roth or should I continue doing a Roth IRA where I'm trying to max that out each year?

Should I go hard into that 401k with Roth or should I continue doing a Roth IRA where I'm trying to max that out each year?

Okay. Okay.

Okay. Okay.

Okay. Okay.

Okay. Gotcha. Yeah, because right now, I kind of dabbled in both. I have a Roth IRA with about $4,000 in it, which I can kind of use as an emergency fund, I guess.

Okay. Gotcha. Yeah, because right now, I kind of dabbled in both. I have a Roth IRA with about $4,000 in it, which I can kind of use as an emergency fund, I guess.