Courtney Harrell (Host)

With her credit card payment, Helena's total spending for day two was $2,514. And the fact that she felt comfortable with that is a huge shift for her. It's a kind of comfort she couldn't imagine feeling again when she first left home for college.

With her credit card payment, Helena's total spending for day two was $2,514. And the fact that she felt comfortable with that is a huge shift for her. It's a kind of comfort she couldn't imagine feeling again when she first left home for college.

With her credit card payment, Helena's total spending for day two was $2,514. And the fact that she felt comfortable with that is a huge shift for her. It's a kind of comfort she couldn't imagine feeling again when she first left home for college.

Back then, she was anxious about money for the first time, but she didn't fully understand her new financial position until she got to school and saw how other people around her were spending.

Back then, she was anxious about money for the first time, but she didn't fully understand her new financial position until she got to school and saw how other people around her were spending.

Back then, she was anxious about money for the first time, but she didn't fully understand her new financial position until she got to school and saw how other people around her were spending.

Helena found herself having to turn down a lot of invitations to dinners at expensive New York restaurants and weekend trips to the Hamptons. And then one night, she was supposed to meet her friends for a big end-of-year celebratory dinner, but she was running late. So she would have to take a cab to get there on time.

Helena found herself having to turn down a lot of invitations to dinners at expensive New York restaurants and weekend trips to the Hamptons. And then one night, she was supposed to meet her friends for a big end-of-year celebratory dinner, but she was running late. So she would have to take a cab to get there on time.

Helena found herself having to turn down a lot of invitations to dinners at expensive New York restaurants and weekend trips to the Hamptons. And then one night, she was supposed to meet her friends for a big end-of-year celebratory dinner, but she was running late. So she would have to take a cab to get there on time.

And she realized she didn't have enough money in her account to pay for the ride. So she had a choice. Don't go again. Or tell her friend that she needed help. She called her friend.

And she realized she didn't have enough money in her account to pay for the ride. So she had a choice. Don't go again. Or tell her friend that she needed help. She called her friend.

And she realized she didn't have enough money in her account to pay for the ride. So she had a choice. Don't go again. Or tell her friend that she needed help. She called her friend.

Even after confiding in her friend, Helena got more and more anxious about balancing what she could afford and living the life that she wanted.

Even after confiding in her friend, Helena got more and more anxious about balancing what she could afford and living the life that she wanted.

Even after confiding in her friend, Helena got more and more anxious about balancing what she could afford and living the life that she wanted.

Helena started to feel like maybe her mom had a point, and she gradually changed her social circle. She spent less and less time with the friends going on extravagant outings, and more time with friends she could afford to keep up with. And she started thinking about her future differently, too.

Helena started to feel like maybe her mom had a point, and she gradually changed her social circle. She spent less and less time with the friends going on extravagant outings, and more time with friends she could afford to keep up with. And she started thinking about her future differently, too.

Helena started to feel like maybe her mom had a point, and she gradually changed her social circle. She spent less and less time with the friends going on extravagant outings, and more time with friends she could afford to keep up with. And she started thinking about her future differently, too.

Before college, she'd been interested in being a public defender, or exploring creative opportunities, maybe in the fashion industry. But she knew neither of those paths guaranteed stability.

Before college, she'd been interested in being a public defender, or exploring creative opportunities, maybe in the fashion industry. But she knew neither of those paths guaranteed stability.