Craig Joseph

So if you're abroad for any period of time, to me, it's all about redundancy and getting ahead of problems before they arise. So having multiple cards issued by different banks can be a benefit in case one card becomes temporarily unusable, such as due to a fraud alert, and even better if those different cards operate on independent transaction networks, for example, Visa and MasterCard.

That way you still have options if there's an issue with one of the payment networks or if a vendor only accepts one of the other for a transaction. You only want to take cards abroad that don't pass on foreign transaction fees, and even better if you take cards that earn rewards in categories where you know your spending will be concentrated, such as restaurants or grocery stores.

That way you still have options if there's an issue with one of the payment networks or if a vendor only accepts one of the other for a transaction. You only want to take cards abroad that don't pass on foreign transaction fees, and even better if you take cards that earn rewards in categories where you know your spending will be concentrated, such as restaurants or grocery stores.

That way you still have options if there's an issue with one of the payment networks or if a vendor only accepts one of the other for a transaction. You only want to take cards abroad that don't pass on foreign transaction fees, and even better if you take cards that earn rewards in categories where you know your spending will be concentrated, such as restaurants or grocery stores.

And since you're traveling, a card that offers consumer protections like trip delay or lost baggage insurance could also be valuable.

And since you're traveling, a card that offers consumer protections like trip delay or lost baggage insurance could also be valuable.

And since you're traveling, a card that offers consumer protections like trip delay or lost baggage insurance could also be valuable.

Yeah, I did live abroad in New Zealand through tax season in the U.S. And at that time, my taxes were pretty straightforward. And I normally would have done them myself, but I hired a CPA who was a buddy of mine to do them that year since I didn't want to make any mistakes while I was out of the country. And I set up for any correspondence from the IRS to go through him.

Yeah, I did live abroad in New Zealand through tax season in the U.S. And at that time, my taxes were pretty straightforward. And I normally would have done them myself, but I hired a CPA who was a buddy of mine to do them that year since I didn't want to make any mistakes while I was out of the country. And I set up for any correspondence from the IRS to go through him.

Yeah, I did live abroad in New Zealand through tax season in the U.S. And at that time, my taxes were pretty straightforward. And I normally would have done them myself, but I hired a CPA who was a buddy of mine to do them that year since I didn't want to make any mistakes while I was out of the country. And I set up for any correspondence from the IRS to go through him.

That way, nothing would be missed while I was abroad and not actively checking my mail.

That way, nothing would be missed while I was abroad and not actively checking my mail.

That way, nothing would be missed while I was abroad and not actively checking my mail.

Yeah, glad to join y'all again.

Yeah, glad to join y'all again.

Yeah, glad to join y'all again.