Craig Robinson

Because not only do a lot of kids, kids of color, kids from working class backgrounds that have never had money, you go to school, you get that loan check that's supposed to go to paying for books and food and all those things.

And because nobody's taught you how to use it, and you do not have a healthy relationship with it, we see over and over again kids who do exactly what you did, or they do something even more magnanimous. They take the money and try to help their family by using it to pay an electric bill or to buy shoes for a kid.

And because nobody's taught you how to use it, and you do not have a healthy relationship with it, we see over and over again kids who do exactly what you did, or they do something even more magnanimous. They take the money and try to help their family by using it to pay an electric bill or to buy shoes for a kid.

And because nobody's taught you how to use it, and you do not have a healthy relationship with it, we see over and over again kids who do exactly what you did, or they do something even more magnanimous. They take the money and try to help their family by using it to pay an electric bill or to buy shoes for a kid.

And time and time again, one of the most powerful things I tell young people is that they have to be wary of that, that that's going to be an instinct that they have when they get a large check. is to use it. And then, you know, I try to remind them, if you don't have that money for books, they don't give you more money for books. You still owe the money.

And time and time again, one of the most powerful things I tell young people is that they have to be wary of that, that that's going to be an instinct that they have when they get a large check. is to use it. And then, you know, I try to remind them, if you don't have that money for books, they don't give you more money for books. You still owe the money.

And time and time again, one of the most powerful things I tell young people is that they have to be wary of that, that that's going to be an instinct that they have when they get a large check. is to use it. And then, you know, I try to remind them, if you don't have that money for books, they don't give you more money for books. You still owe the money.

And now you won't be able to get the books and you'll be in debt and you won't have anything to show for it. I'm so glad you shared that because that occurs amongst so many young people who are trying to figure out how to manage their money in college and to top it off, they're handed credit cards. Oh, my. You know, and I don't know if you went through that too. Yeah.

And now you won't be able to get the books and you'll be in debt and you won't have anything to show for it. I'm so glad you shared that because that occurs amongst so many young people who are trying to figure out how to manage their money in college and to top it off, they're handed credit cards. Oh, my. You know, and I don't know if you went through that too. Yeah.

And now you won't be able to get the books and you'll be in debt and you won't have anything to show for it. I'm so glad you shared that because that occurs amongst so many young people who are trying to figure out how to manage their money in college and to top it off, they're handed credit cards. Oh, my. You know, and I don't know if you went through that too. Yeah.

Yeah. at 25% interest. What's that interest?

Yeah. at 25% interest. What's that interest?

Yeah. at 25% interest. What's that interest?

Yeah, yeah. You know, I hear that. Barack and I think we took it at the right pace. But still, saving for a down payment is a pretty exhaustive process. And it can be a limit to owning that first home.

Yeah, yeah. You know, I hear that. Barack and I think we took it at the right pace. But still, saving for a down payment is a pretty exhaustive process. And it can be a limit to owning that first home.

Yeah, yeah. You know, I hear that. Barack and I think we took it at the right pace. But still, saving for a down payment is a pretty exhaustive process. And it can be a limit to owning that first home.

And he went down all the bills till he got to...

And he went down all the bills till he got to...

And he went down all the bills till he got to...

Stephen, when did you start right-sizing your relationship with money? And how did you do it?