Craig

It is the first Tuesday of February, which rolled around super quickly.

don't hold your breath for a rate reduction.

Unfortunately, at this stage, if the cash rate remains unchanged next week, that is going to be a win and we will take it.

Last November, we weren't saying anything remotely like that.

And I don't know about you, but I can never recall a time when mortgage holders were nervous every single time the RBA board met prior to handing down

the cash rate decision massive mortgage borrowing is the simple explanation for the anxiety that people are feeling this year sorry to say it probably won't offer much relief given the way that we are tracking at the start of the year cost of living still out of whack for the average aussie

I don't have children, so I can never relate to how a family of mum and dad, a couple of kids, big mortgage, food, utilities, petrol, kids fees, on and on it goes.

How are you on earth managing all of that?

This year is another survival year to get through without blowing up your mind with mental stress.

And already that is out there.

That is a given.

In fact, over the Christmas New Year period, I spoke to a couple of people in this situation.

It is no fun.

It's tough.

No one is denying that.

And when are we ever going to see a balanced Australian property market?

That'd be nice.

in 2026.

Well, it's a Wednesday, middle of our working week, January the 28th.

And coming up on Monday, we are back into a brand new year of fresh interviews, talking to all of the leading real estate commentators, including the economists, leading principals around the country.